# AIB Group (UK)

**Canonical:** https://apis.io/providers/aib-group-uk/  
**Website:** https://www.aibgb.co.uk/  
**APIs profiled:** 10

AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It trades as Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings Direct, and is the UK banking subsidiary of the Irish AIB Group plc. As one of the CMA9 banks mandated under the UK Competition and Markets Authority's Open Banking order, it runs a public developer portal publishing UK Open Banking APIs conformant to the Open Banking Implementation Entity (OBIE) standards - a public, unauthenticated Open Data API (v2.2) exposing personal current account, business current account, and unsecured SME loan product reference data, alongside the FAPI-secured Read/Write family (Account and Transaction Information, Payment Initiation, Confirmation of Funds, and Variable Recurring Payments to OBIE v4.0) accessed under OAuth2/OIDC consent with PSD2 strong customer authentication, dynamic client registration, and a sandbox for onboarding and testing before production.

## Kin Score — 44.9 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 44.9).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 37.1 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 51.8 |
| Commercial Clarity | 42.1 |
| Access Clarity | 42.1 |

Regulatory layer — **Banking & Open Finance**: 64.6 (matched via tags).

## Agent readiness — 36.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | na |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (10)

- **AIB Group (UK) Open Data API** — Public, unauthenticated Open Banking Open Data API (v2.2) publishing Allied Irish Bank (GB) product reference data - personal current accounts, business current accounts, and un...
- **AIB Group (UK) Accounts Information API** — OBIE Read/Write Account and Transaction Information API (AIS) v4.0 - account details, balances, transactions, standing orders, direct debits, and statements. FAPI-secured via OA...
- **AIB Group (UK) Payments Initiation API** — OBIE Read/Write Payment Initiation API (PIS) v4.0 - domestic and scheduled payment initiation through a set-up, submit-after-consent, and status-retrieval flow. FAPI-secured via...
- **AIB Group (UK) Confirmation of Funds API** — OBIE Read/Write Confirmation of Funds API (CBPII) v4.0 - returns a yes/no confirmation of whether funds are available for a specified payment. FAPI-secured via OAuth2/OIDC with ...
- **AIB Group (UK) Variable Recurring Payments API** — OBIE Read/Write Variable Recurring Payments (VRP) API v4.0, including sweeping, letting authorised TPPs initiate a series of payments under a single long-lived consent. FAPI-sec...
- **AIB Group (UK) Dynamic Client Registration API** — OBIE Dynamic Client Registration API v3.2, allowing authorised third-party providers to programmatically register client credentials using OBIE/eIDAS certificates before consumi...
- **AIB Group (UK) Credit Cards Information API** — Credit Cards Information API providing access to credit card account information under the Open Banking consent model.
- **AIB Group (UK) Event Notification Subscription API** — OBIE Event Notification Subscription API v4.0, letting TPPs manage subscriptions to real-time event notifications (aggregated polling / callbacks) for the Read/Write APIs.
- **AIB Group (UK) Aggregated Event Polling API** — OBIE Aggregated Event Polling API v4.0, allowing TPPs to poll for aggregated event notifications relating to Account Information and Payment consents.
- **AIB Group (UK) FCA Service Metrics (BCA) API** — FCA Service Metrics API for Business Current Accounts (BCA), publishing the service availability and performance metrics AIB Group (UK) is required to report under FCA rules.

## Agentic access (1)

- **Aib Group Uk Agentic Access** — 12 operations

## Security (2)

- **Aib Group Uk Authentication** — oauth2/openIdConnect/mutualTLS · 4 schemes
- **Aib Group Uk Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial-Services, Banking, Open Banking, PSD2, OBIE, CMA9, United Kingdom, Payments, Account Information, Confirmation of Funds, Northern Ireland

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/aib-group-uk/). Scores are computed from the provider's own public artifacts under a published rubric.