# AgentIQ

**Canonical:** https://apis.io/providers/agentiq/  
**Website:** https://agentiq.com/  
**APIs profiled:** 0

Agent IQ is an AI-powered relationship-banking and institutional-intelligence platform for banks and credit unions. Its Lynq platform connects account holders with a personal banker across persistent digital channels — messaging, SMS, voice, social (WhatsApp/Facebook), web chat, co-browsing and video banking — while its agentic-AI products (Smart Assist, Smart Drive, Smart Control) guide staff and automate back-office workflows. Delivered as SaaS with single-tenant deployment per institution and integrations into digital-banking cores (Q2, Narmi, Jack Henry Banno, ebankIT, FIS, Fiserv, Lumin, Apiture) via APIs and webhooks. SOC 2 Type II and WCAG 2.1 AA. Headquartered in Austin, Texas and backed by Sierra Ventures.

## Kin Score — 20.5 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 20.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 26.2 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Banking & Open Finance**: 25.3 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Agentiq Domain Security** — TLSv1.3 · HSTS · DMARC
- **Agentiq Trust Center** — SOC 2

## Tags

Company, Artificial Intelligence, Banking, Financial-Services, Conversational AI, Customer Engagement, Relationship Banking, Agentic AI

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/agentiq/). Scores are computed from the provider's own public artifacts under a published rubric.