# Activehours

**Canonical:** https://apis.io/providers/activehours/  
**Website:** https://www.earnin.com  
**APIs profiled:** 0

Activehours, Inc. is the legal entity behind EarnIn, the consumer earned-wage-access fintech founded by Ram Palaniappan. The company launched as Activehours in 2014 and rebranded to EarnIn in 2017; it still files and licenses under the Activehours name (Activehours, Inc. NMLS #2535570) and still ships its Android application under the package identifier com.activehours, and EarnIn's own AI-information page names the company outright as Activehours, Inc. (d/b/a EarnIn). The former corporate domain www.activehours.com now returns an HTTP 301 to www.earnin.com. This record is the pre-2017 name of a company the API Evangelist network already carries in full at all/earnin, and it is retained only as a name pointer — see x-duplicate-of. Products (Live Pay, Cash Out, Early Pay, Balance Shield, Credit Monitoring, Savings Jars and EarnIn Payroll) are delivered as a consumer mobile application; no public API, developer portal, or machine-readable contract is published under either name.

## Kin Score — 0.8 / 100 (minimal)

Scored 2026-09-06 under rubric 0.19.0.

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 0.0 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Tags

Company, Fintech, Earned Wage Access, Consumer Finance, Payments, Payroll, Mobile App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/activehours/). Scores are computed from the provider's own public artifacts under a published rubric.