# Acorns

**Canonical:** https://apis.io/providers/acorns/  
**Website:** https://www.acorns.com/  
**APIs profiled:** 1

Acorns is a micro-investing and personal finance platform that helps everyday Americans grow their wealth through automated round-up investments, diversified portfolios, retirement accounts, high-yield savings, and financial wellness tools. The Acorns Partner API enables authorized third parties to access Acorns user data on behalf of users via OAuth 2.0.

## Kin Score — 23.7 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 23.7).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 71.1 |
| Access Clarity | 71.1 |

Regulatory layer — **Banking & Open Finance**: 25.3 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (1)

- **Acorns Partner API** — The Acorns Partner API combines OAuth and Partner APIs to allow authorized third parties (partners and aggregators) to access Acorns user data on behalf of said users. Organizat...

## Security (2)

- **Acorns Domain Security** — TLSv1.2 · HSTS · DMARC
- **Acorns Vulnerability Disclosure** — Bugcrowd

## Plans (1)

- **Plans**

## Tags

Micro-Investing, Personal Finance, Fintech, Round-Ups, Robo-Investing, Retirement, Savings, Banking, Financial Wellness

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/acorns/). Scores are computed from the provider's own public artifacts under a published rubric.