# ACORD

**Canonical:** https://apis.io/providers/acord/  
**Website:** https://www.acord.org  
**APIs profiled:** 6

ACORD is a global standards-setting body for the insurance industry, providing data standards, reference architecture, and digital tools that enable insurers, brokers, and software providers to exchange information.

## Kin Score — 45.4 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 45.4).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 73.4 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 50.0 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Insurance**: 51.5 (matched via tags).

## Agent readiness — 35.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: high).

## APIs (6)

- **ACORD XML Standards API** — ACORD XML Standards define data exchange formats for property & casualty, life, annuity, and reinsurance using SOAP/XML protocols. APIs enable claims inquiry, policy administrat...
- **ACORD Reinsurance & Large Commercial Data Standards API** — ACORD Global Reinsurance & Large Commercial Data Standards define XML data exchange formats for reinsurance and large commercial lines. APIs support facultative and treaty reins...
- **ACORD Claims API** — Claims inquiry, submission, and management
- **ACORD Party API** — Insured party and contact management
- **ACORD Policy API** — Policy administration and management
- **ACORD Underwriting API** — Underwriting and risk assessment

## Agentic access (1)

- **Acord Agentic Access** — 10 operations · 5 acting

## Security (2)

- **Acord Authentication** — http/oauth2 · 2 schemes
- **Acord Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Acord Plans Pricing**

## Use cases (5)

- **Claims Data Exchange** — Standardized ACORD XML or NGDS JSON claims transaction exchange between carriers, adjusters, and reinsurers.
- **Policy Administration** — Automated policy issuance, endorsement, and renewal using ACORD NGDS microservices architecture.
- **Underwriting Automation** — Straight-through processing of insurance applications using ACORD standardized data elements.
- **Reinsurance Settlement** — Facultative and treaty reinsurance data exchange using ACORD Global Reinsurance Data Standards.
- **Regulatory Reporting** — Compliance reporting using ACORD-standardized data formats for regulatory submissions.

## Tags

Claims, Insurance, Policy, Standards, Underwriting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/acord/). Scores are computed from the provider's own public artifacts under a published rubric.