# ACKO General Insurance

**Canonical:** https://apis.io/providers/ackogeneralinsurance/  
**Website:** https://www.acko.com/  
**APIs profiled:** 1

ACKO General Insurance Limited is an India-based digital-first general insurer (IRDAI registration number 157, CIN U66000KA2016PLC138288) selling car, bike, health, travel, home and device cover direct to consumers, and embedding insurance into partner platforms through ACKO for Business. Its enterprise partnership API stack issues, endorses, retrieves and files claims against policies for credit and loan protection, gig-workforce cover, group health, trip, home, fire, cyber protection and electronic-device products. The partnership surface is published as a public OpenAPI 3.0.1 contract of 30 operations across issuance, proposal, endorsement, policy retrieval and claims, authenticated with OAuth 2.0 client-credential tokens issued from a Keycloak partnership realm.

## Kin Score — 41.2 / 100 (developing)

Scored 2026-09-06 under rubric 0.19.0.

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 56.4 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 47.0 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Insurance**: 45.5 (matched via tags).

## Agent readiness — 39.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **ACKO for Enterprise Partnership API** — Embedded-insurance partnership API for issuing, endorsing, retrieving and claiming against ACKO policies. Covers credit life and loan-shield, trip, gig-workforce, group health, ...

## Security (2)

- **Ackogeneralinsurance Authentication** — 2 schemes
- **Ackogeneralinsurance Domain Security** — TLSv1.3 · HSTS · DNSSEC

## Plans (1)

- **Ackogeneralinsurance Plans Pricing**

## Tags

Insurance, Insurtech, Embedded Insurance, Health Insurance, Travel Insurance, Claims, Policy Administration, Financial Services, India, Enterprise

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ackogeneralinsurance/). Scores are computed from the provider's own public artifacts under a published rubric.