# Able

**Canonical:** https://apis.io/providers/able42c5/  
**APIs profiled:** 0

Able was a San Francisco artificial-intelligence company for commercial lending, founded in 2020 by Diego Represas and Andrew Hurst and operating at able.ai. Its platform used computer vision, robotic process automation and machine learning to collect, read and categorize borrower documentation for high-value commercial loan transactions, generating transaction-aware document checklists, sending automated follow-up reminders to the borrowing team, and giving lenders, borrowers and third parties such as appraisers, guarantors and insurers a single collaborative workspace with per-document access controls. It sold to banks and lenders rather than to borrowers, exited stealth in June 2022 with a $20M Series A led by Canapi Ventures with participation from Human Capital, demonstrated at FinovateFall 2022, and advertised SOC 2 compliance. Moody's acquired Able in March 2024 and absorbed it into its lending technology portfolio alongside Numerated Growth Technologies. The able.ai and ableai.com domains are still registered to Moody's registrant entity MIS Quality Management Corp. through CSC Corporate Domains, but the web surface is decommissioned: https://www.able.ai/ presents no TLS certificate and fails every handshake, while the plain-HTTP listener on that host 301-redirects to Moody's Commercial Lending Solutions page. Able never published a developer portal, public API, SDK, webhook catalog or machine-readable specification; the archived site, whose last HTTP 200 homepage snapshot is 2024-03-28, carried only marketing, company, security, careers and legal pages. This profile is retained as a historical record; there is no API surface to enrich.

## Kin Score — 4.6 / 100 (minimal)

Scored 2026-09-06 under rubric 0.19.0.

| Facet | Score |
|---|---|
| Discoverability | 46.3 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Tags

Company, Acquired, Defunct, Financial Services, Fintech, Lending, Commercial Lending, Loan Origination, Document Automation, Artificial Intelligence

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/able42c5/). Scores are computed from the provider's own public artifacts under a published rubric.