# 2C2P

**Canonical:** https://apis.io/providers/2c2p/  
**Website:** https://www.2c2p.com  
**APIs profiled:** 8

2C2P is a Singapore-headquartered payments platform serving merchants across Southeast Asia and beyond. Its Payment Gateway (PGW) API - currently Payment v4.3 - lets merchants accept cards, e-wallets, QR, installments, and alternative payment methods via a server-to-server REST interface where every request and response body is a JWT (JWS) signed with the merchant's secret key. The platform covers hosted-page and Secure Fields (direct) card capture, tokenization and recurring payments, transaction inquiry and status, void/cancel and refund maintenance, currency exchange, and backend (server-to-server) payment notifications. 2C2P is part of Ant International.

## Kin Score — 32.8 / 100 (thin)

Scored 2026-08-24 under rubric 0.13.0. Trend: flat (-0.3 from 33.1).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 48.3 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 21.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: high).

## APIs (8)

- **2C2P Secure Fields** — Browser-side card capture that loads 2C2P-hosted input elements into the merchant's own checkout page, returning an encryptedCardInfo / securePayToken that is passed to the Do P...
- **2C2P Do Payment API** — Execute a payment against a paymentToken.
- **2C2P Exchange Rate API** — Currency exchange rates for DCC / cross-border.
- **2C2P Inquiry API** — Query transaction result and status.
- **2C2P Maintenance API** — Void / cancel, refund, and settle operations.
- **2C2P Payment Option API** — Retrieve available payment options and channel details.
- **2C2P Payment Token API** — Initialize a payment and obtain a paymentToken.
- **2C2P Tokens API** — Card token and installment plan information.

## Agentic access (1)

- **2C2P Agentic Access** — 10 operations · 10 acting

## Security (2)

- **2C2P Authentication** — jwt/hmac · 1 scheme
- **2C2P Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **2C2P Plans Pricing**

## Tags

Payments, Payment Gateway, Southeast Asia, Singapore, Thailand, Cards, E-Wallet, Payment Token, Cross-Border, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/2c2p/). Scores are computed from the provider's own public artifacts under a published rubric.