# 1Fort

**Canonical:** https://apis.io/providers/1fort/  
**Website:** https://1fort.ai/  
**APIs profiled:** 89

1Fort is a New York City based insurtech platform that automates the commercial insurance workflow for brokers and agencies. Its AI "copilot" autofills submissions across 300+ coverages, quotes direct and wholesale markets, generates white-labeled proposals with side-by-side coverage comparisons and cross-sell recommendations, then processes binders, invoicing, premium finance, payments and payables through to ongoing policy servicing. Coverage lines span cyber, technology errors and omissions, professional liability, management liability, general liability and workers compensation. The platform runs on AWS, holds SOC 2 Type II, HIPAA and CCPA attestations, and exposes a large REST API at api.1fort.com whose Swagger 2.0 definition is published publicly at /api-docs — 574 operations across broker, application, quote, market, billing, checkout, storefront and Email AI Agent surfaces, plus inbound webhook receivers for Stripe, Ascend, Herald, Gmail and Office 365.

## Kin Score — 51.1 / 100 (developing)

Scored 2026-08-12 under rubric 0.11.0. Trend: flat (+0.0 from 51.1).

| Facet | Score |
|---|---|
| Discoverability | 63.0 |
| Contract Quality | 63.5 |
| Governance | 20.8 |
| Operational Transparency | 50.0 |
| Developer Ergonomics | 36.4 |
| Commercial Clarity | 60.5 |

Regulatory layer — **Insurance**: 54.5 (matched via tags).

## Agent readiness — 48.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (89)

- **1Fort agent_runtime (v2) API** — **Access:** requires a JWT access token.
- **1Fort Analytics API** — **Access:** requires a JWT access token.
- **1Fort application: applications API** — **Access:** requires a JWT access token.
- **1Fort application: clients API** — **Access:** requires a JWT access token.
- **1Fort application (v2): applications API** — **Access:** requires a JWT access token.
- **1Fort application (v2): coverages API** — **Access:** requires a JWT access token.
- **1Fort Ascend API** — **Deprecated.** Legacy Ascend billing/payments; use the Billing (v2) endpoints instead. **Access:** mixed; some endpoints are public, others require JWT or an API key (per endpo...
- **1Fort ascend (v2) API** — **Deprecated.** Legacy Ascend billing/payments; use the Billing (v2) endpoints instead. **Access:** requires a JWT access token.
- **1Fort Auth API** — Sign in / sign up via Google or Office365 OAuth and refresh JWT access tokens. **Access:** mixed; some endpoints are public, others require JWT (per endpoint).
- **1Fort Authentication API** — One-time-password (OTP) authentication. **Access:** public; no authentication required.
- **1Fort billing (v2) API** — Billing and payments. Replaces the deprecated Ascend payment endpoints. **Access:** requires a JWT access token.
- **1Fort broker: ai-customization-types API** — **Access:** requires a JWT access token.
- **1Fort broker: ai-customizations API** — **Access:** requires a JWT access token.
- **1Fort Broker Ams Integration API** — **Access:** requires a JWT access token.
- **1Fort Broker API** — **Access:** mixed; some endpoints are public, others require JWT (per endpoint).
- **1Fort broker: clients API** — **Access:** requires a JWT access token.
- **1Fort broker: email_preferences API** — **Access:** requires a JWT access token.
- **1Fort Broker Google API** — **Access:** public; no authentication required.
- **1Fort Broker Groups API** — **Access:** requires a JWT access token.
- **1Fort Broker Office365 API** — **Access:** public; no authentication required.
- **1Fort Broker Office365 Individual API** — **Access:** public; no authentication required.
- **1Fort broker: proposal-preferences API** — **Access:** requires a JWT access token.
- **1Fort Broker Settings API** — **Access:** requires a JWT access token.
- **1Fort broker: take-rates API** — **Access:** requires a JWT access token.
- **1Fort broker: user-ai-customizations API** — **Access:** requires a JWT access token.
- **1Fort broker: users API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): applications API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): clients API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): coverages API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): email-templates API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): quote-policies API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): quotes API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): storefront API** — **Access:** requires a JWT access token.
- **1Fort broker (v2): team-users API** — **Access:** requires a JWT access token.
- **1Fort Business Admin API** — **Access:** requires a JWT access token.
- **1Fort Business API** — **Access:** requires a JWT access token.
- **1Fort Business Broker Users API** — **Access:** requires a JWT access token.
- **1Fort Business User API** — **Access:** requires a JWT access token.
- **1Fort Carrier API** — **Access:** requires a JWT access token.
- **1Fort Checkout API** — Checkout and payment session endpoints. **Access:** public; no authentication required.
- …and 49 more, listed in full on the page.

## MCP servers (1)

- **1fort-mcp.yml**

## Agentic access (1)

- **1Fort Agentic Access** — 574 operations · 241 acting · 2 human-in-the-loop

## Security (4)

- **1Fort Authentication** — apiKey · 2 schemes
- **1Fort Domain Security** — TLSv1.3 · HSTS · DMARC
- **1Fort Vulnerability Disclosure** — Hackerone · security.txt · contact published
- **1Fort Trust Center** — SOC 2 Type II, HIPAA, CCPA

## Tags

insurance, insurtech, commercial-insurance, cyber-insurance, insurance-broker, quoting, policy-management, premium-finance, payments, workflow-automation, artificial-intelligence, agentic-ai

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/1fort/). Scores are computed from the provider's own public artifacts under a published rubric.