# 180 Insurance

**Canonical:** https://apis.io/providers/180-insurance/  
**Website:** https://180s.com.br  
**APIs profiled:** 1

180 Seguros (180 Insurance) is the first tech-native insurer in Brazil, an SUSEP-authorized insurtech that lets fintechs, digital banks, credit cooperatives and other financial and non-financial businesses embed insurance into their own products through a single API — the Sagas API. The platform covers the full insurance lifecycle: product/combo listing, quotation (cotação), proposal (proposta), sale/policy issuance (venda), endorsements, renewals (renovações) and claims (sinistros), plus HMAC-signed webhooks for real-time visibility. Authentication is OAuth2 client-credentials via Auth0, errors follow RFC 9457 problem-details, and the company publishes a security posture including AICPA SOC 2, LGPD and SUSEP Circular 638 compliance. 180 Seguros is backed by 8VC, Monashees, Dragoneer, Atlantico and Canary, and was added to the API Evangelist network as an 8VC portfolio company.

## Kin Score — 42.3 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.3).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 58.9 |
| Commercial Clarity | 26.3 |
| Access Clarity | 26.3 |

Regulatory layer — **Insurance**: 38.6 (matched via tags).

## Agent readiness — 33.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **180 Seguros Sagas API** — Single embedded-insurance API covering the full lifecycle — quotation, proposal, sale/policy issuance, endorsement, renewal, claims and webhooks.

## MCP servers (1)

- **180 Insurance MCP Server**

## Security (2)

- **180 Insurance Authentication** — oauth2 · 1 scheme
- **180 Insurance Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Insurtech, Insurance, Embedded Insurance, Brazil, Fintech, Webhook

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/180-insurance/). Scores are computed from the provider's own public artifacts under a published rubric.