# Clutch Data Exports File Transfer API

**Canonical:** https://apis.io/apis/withclutch/clutch-data-exports-file-transfer-api/  
**Provider:** Clutch — https://apis.io/providers/withclutch/  
**Documentation:** https://support.withclutch.com/support/solutions/articles/153000254486-data-exports-api-vs-sftp-delivery

Clutch Data Exports File Transfer API is published by [Clutch](https://apis.io/providers/withclutch/) on the [APIs.io](https://apis.io/) network. This API exposes 1 JSON Schema definition. Tagged areas include Data Exports, File Transfer, and Reporting.

Clutch delivers daily origination datasets to credit union customers over either SFTP or a File Transfer API. The public knowledge base documents the datasets (lending, account opening, funding, NACHA, HAL), their field-level data dictionaries, the CSV format (pipe-delimited, double-quoted) and the 11:00 UTC daily generation cadence with one-week retention. The File Transfer API reference article itself requires a customer support login, so no base URL, authentication scheme or endpoint list is publicly readable and no machine-readable spec is published.

## Machine-readable artifacts (3)

- **DataModel** — https://raw.githubusercontent.com/api-evangelist/withclutch/refs/heads/main/data-model/withclutch-data-exports.yml
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/withclutch/refs/heads/main/json-schema/_index.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/withclutch/refs/heads/main/apis.yml

## Tags

Data Exports, File Transfer, Reporting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/withclutch/clutch-data-exports-file-transfer-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/withclutch/.