# Bud Financial Limited Retrieve Affordability Risk Insights API

**Canonical:** https://apis.io/apis/thisisbud/thisisbud-retrieve-affordability-risk-insights-api/  
**Provider:** Bud Financial Limited — https://apis.io/providers/thisisbud/  
**Base URL:** https://api-sandbox.thisisbud.com  
**Documentation:** https://github.com/thisisbud/bud-public-developer-resources

Bud Financial Limited Retrieve Affordability Risk Insights API is one of 39 APIs that [Bud Financial Limited](https://apis.io/providers/thisisbud/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. This API exposes 8 JSON Schema definitions. Tagged areas include Retrieve Affordability Risk Insights. The published artifact set on APIs.io includes an OpenAPI specification and 8 JSON Schemas.

Retrieve a customer's report insights generated from their financial data. In contrast to the alert style actionable insights, these insights should be used more as a summary.

## Operations (8)

| Method | Path | Summary |
|---|---|---|
| GET | `/insights/beta/report/income-expenditure` | Retrieve income/expenditure break down reports |
| GET | `/insights/beta/report/income-expenditure/transactions/{reference}` | Retrieve transactions relating to a specific insight report section |
| GET | `/insights/beta/report/merchants` | Retrieve merchant-specific breakdown reports |
| GET | `/insights/beta/report/merchants/transactions/{reference}` | Retrieve transactions relating to a specific insight report section |
| GET | `/insights/beta/report/balance/unauthorised-overdraft` | Retrieve a report on a customers unauthorised overdraft |
| GET | `/insights/beta/report/balance/unauthorised-overdraft/transactions/{reference}` | Retrieve transactions relating to a specific insight report section |
| GET | `/insights/beta/report/income-health` | Retrieve a health report on a customers financial profile |
| GET | `/insights/beta/report/income-health/transactions/{reference}` | Retrieve transactions relating to a specific insight report section |

## Machine-readable artifacts (9)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/openapi/thisisbud-retrieve-affordability-risk-insights-api-openapi.yml
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-transaction-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-patch-spending-budget-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-get-products-response-v2-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-get-balances-v3-response-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-get-balances-response-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-schemas-transaction-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json

## Other Bud Financial Limited APIs (12)

- [Bud Financial Limited Aggregation Buckets API](https://apis.io/apis/thisisbud/thisisbud-aggregation-buckets-api/)
- [Bud Financial Limited Client Secrets API](https://apis.io/apis/thisisbud/thisisbud-client-secrets-api/)
- [Bud Financial Limited Correct Financial Data API](https://apis.io/apis/thisisbud/thisisbud-correct-financial-data-api/)
- [Bud Financial Limited Create a Connection API](https://apis.io/apis/thisisbud/thisisbud-create-a-connection-api/)
- [Bud Financial Limited Custom Insights API](https://apis.io/apis/thisisbud/thisisbud-custom-insights-api/)
- [Bud Financial Limited Customer Application Links API](https://apis.io/apis/thisisbud/thisisbud-customer-application-links-api/)
- [Bud Financial Limited Customer Applications API](https://apis.io/apis/thisisbud/thisisbud-customer-applications-api/)
- [Bud Financial Limited Customer-Level Insights API](https://apis.io/apis/thisisbud/thisisbud-customer-level-insights-api/)
- [Bud Financial Limited Debt Collection Finder API](https://apis.io/apis/thisisbud/thisisbud-debt-collection-finder-api/)
- [Bud Financial Limited Drive Campaigns API](https://apis.io/apis/thisisbud/thisisbud-drive-campaigns-api-api/)
- [Bud Financial Limited Drive MCP API](https://apis.io/apis/thisisbud/thisisbud-drive-mcp-api-api/)
- [Bud Financial Limited Drive Segments API](https://apis.io/apis/thisisbud/thisisbud-drive-segments-api-api/)

## Tags

Retrieve Affordability Risk Insights

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/thisisbud/thisisbud-retrieve-affordability-risk-insights-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/thisisbud/.