# Spendesk Settlements and wallet API

**Canonical:** https://apis.io/apis/spendesk/spendesk-settlements-and-wallet-api/  
**Provider:** Spendesk — https://apis.io/providers/spendesk/  
**Base URL:** https://api.spendesk.com  
**Documentation:** https://developer.spendesk.com/

Spendesk Settlements and wallet API is one of 18 APIs that [Spendesk](https://apis.io/providers/spendesk/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. This API exposes 6 JSON Schema definitions. Tagged areas include Settlements and wallet. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, authentication docs, rate-limit docs, a changelog, and 6 JSON Schemas.

Money movements on the Spendesk wallet: settlements (payments) and their export state, bank fees, wallet loads and the wallet summary. Part of: [What is Spend Data?](/reference/how-to-use-spend-data), [Building an accounting integration](/reference/building-an-accounting-integration).

## Operations (5)

| Method | Path | Summary |
|---|---|---|
| GET | `/v1/bank-fees` | Get Bank Fees |
| GET | `/v1/settlements` | Get Settlements |
| PUT | `/v1/settlements/state` | Update settlements state |
| GET | `/v1/wallet-loads` | Get Wallet Loads |
| GET | `/v1/wallet-summary` | Get Wallet Summary |

## Machine-readable artifacts (12)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/openapi/spendesk-settlements-and-wallet-api-openapi.yml
- **Documentation** — https://developer.spendesk.com/reference/general
- **Authentication** — https://developer.spendesk.com/reference/how-to-authenticate
- **RateLimits** — https://developer.spendesk.com/public/reference/rate-limiting
- **ChangeLog** — https://developer.spendesk.com/changelog
- **PostmanCollection** — https://www.postman.com/spendesk-pde-sas/spendesk-public-api/collection/q48314q/spendesk-public-api
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/json-schema/spendesk-search-payable-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/json-schema/spendesk-invoice-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/json-schema/spendesk-payable-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/json-schema/spendesk-intake-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/json-schema/spendesk-intake-summary-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/spendesk/refs/heads/main/json-schema/spendesk-supplier-schema.json

## Other Spendesk APIs (12)

- [Spendesk Accounting exports API](https://apis.io/apis/spendesk/spendesk-accounting-exports-api/)
- [Spendesk Analytical fields and cost centers API](https://apis.io/apis/spendesk/spendesk-analytical-fields-and-cost-centers-api/)
- [Spendesk Authentication API](https://apis.io/apis/spendesk/spendesk-authentication-api/)
- [Spendesk Cards API](https://apis.io/apis/spendesk/spendesk-cards-api/)
- [Spendesk Chart of accounts API](https://apis.io/apis/spendesk/spendesk-chart-of-accounts-api/)
- [Spendesk Companies API](https://apis.io/apis/spendesk/spendesk-companies-api/)
- [Spendesk Expense categories API](https://apis.io/apis/spendesk/spendesk-expense-categories-api/)
- [Spendesk External references API](https://apis.io/apis/spendesk/spendesk-external-references-api/)
- [Spendesk Invoices and intakes API](https://apis.io/apis/spendesk/spendesk-invoices-and-intakes-api/)
- [Spendesk MCP API](https://apis.io/apis/spendesk/spendesk-mcp-api/)
- [Spendesk Payables API](https://apis.io/apis/spendesk/spendesk-payables-api/)
- [Spendesk Purchase orders API](https://apis.io/apis/spendesk/spendesk-purchase-orders-api/)

## Tags

Settlements and wallet

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/spendesk/spendesk-settlements-and-wallet-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/spendesk/.