# SoFi Business Banking API

**Canonical:** https://apis.io/apis/sofi/sofi-business-banking-api/  
**Provider:** SoFi — https://apis.io/providers/sofi/  
**Documentation:** https://docs.sofi.com/business-banking/docs

SoFi Business Banking API is one of 4 APIs that [SoFi](https://apis.io/providers/sofi/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Business Banking, Commercial Payments, Real-Time Payments, Embedded Finance, and Sponsor Banking. The published artifact set on APIs.io includes API documentation.

SoFi Business Banking (marketed as Big Business Banking) is SoFi Bank, N.A.'s API-driven commercial platform combining a nationally chartered bank with direct Federal Reserve access to move money in real time, 24/7/365, in fiat, SoFiUSD, or selected digital assets. It powers commercial payment services - debit, prepaid, ACH, and wire - for sponsor-banking partners, built on Galileo's Cyberbank Core. SoFi publishes first-party developer documentation for this platform at docs.sofi.com (which resolves to a ReadMe-hosted Business Banking docs project); the reference is HTML-only with no publicly downloadable OpenAPI/Swagger spec confirmed, so it is listed humanURL-only and partner onboarding is gated (bbb@sofi.org). Digital-asset capabilities are subject to legal, regulatory, and operational approval per SoFi's own disclosures.

## Machine-readable artifacts (3)

- **DeveloperPortal** — https://docs.sofi.com/business-banking/docs
- **Documentation** — https://www.sofi.com/business-banking/commercial/
- **Documentation** — https://investors.sofi.com/news/news-details/2026/SoFi-Launches-Big-Business-Banking-to-Power-Fiat-and-Crypto-Banking-on-a-Single-Regulated-Platform/default.aspx

## Other SoFi APIs (3)

- [SoFi Partner Offer Pre-Qualification API](https://apis.io/apis/sofi/sofi-partner-offer-api/)
- [SoFi Home Loan Affiliate Lead API](https://apis.io/apis/sofi/sofi-home-loan-affiliate-lead-api/)
- [SoFi Tech Solutions Platform API](https://apis.io/apis/sofi/sofi-tech-solutions-platform-api/)

## Tags

Business Banking, Commercial Payments, Real-Time Payments, Embedded Finance, Sponsor Banking, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/sofi/sofi-business-banking-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/sofi/.