# SoFi Tech Solutions Loan API

**Canonical:** https://apis.io/apis/sofi-technologies/sofi-tech-solutions-loan-api/  
**Provider:** SoFi Technologies — https://apis.io/providers/sofi-technologies/  
**Base URL:** https://lending-{corename}.{env}.gpsrv.com/lending/  
**Documentation:** https://docs.tech.sofi.com/pro/reference/api-reference-about-the-loan-api

SoFi Tech Solutions Loan API is one of 11 APIs that [SoFi Technologies](https://apis.io/providers/sofi-technologies/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Fintech, Payments, Banking, Card Issuing, and Banking as a Service. The published artifact set on APIs.io includes an OpenAPI specification, an API reference, and API documentation.

Lending operations on the platform - loan status, payment schedule and amortization, transaction history, installment statuses and loan simulation. This is the only SoFi Tech Solutions contract that declares a bearer token security scheme in the specification itself, and its info.version still carries a 1.0.0-SNAPSHOT marker.

## Operations (10)

| Method | Path | Summary |
|---|---|---|
| POST | `/1.0/updateLoanStatus` | Update Loan Status |
| POST | `/1.0/simulateLoan` | Simulate Loan |
| POST | `/1.0/getLoanTransactionHistory` | Get Loan Transaction History |
| POST | `/1.0/getLoanStatus` | Get Loan Status |
| POST | `/1.0/getLoanPaymentSchedule` | Get Loan Payment Schedule |
| POST | `/1.0/getLoanInstallmentStatuses` | Get Loan Installment Statuses |
| POST | `/1.0/createSMBLoan` | Create SMB Loan |
| POST | `/1.0/createLoan` | Create Loan |
| POST | `/1.0/createLoanPayment` | Create Loan Payment |
| POST | `/1.0/createLoanFromTransactions` | Create Loan From Transactions |

## Machine-readable artifacts (3)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/sofi-technologies/refs/heads/main/openapi/sofi-technologies-loan-api-openapi.json
- **APIReference** — https://docs.tech.sofi.com/pro/reference/api-reference-about-the-loan-api
- **Documentation** — https://docs.tech.sofi.com/pro/

## Other SoFi Technologies APIs (10)

- [SoFi Tech Solutions Program API](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-program-api/)
- [SoFi Tech Solutions Payment Hub API 2.0](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-payment-hub-api/)
- [SoFi Tech Solutions Dispute API 3.0](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-dispute-api-30/)
- [SoFi Tech Solutions Dispute API 2.0](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-dispute-api-20/)
- [SoFi Tech Solutions Risk API 2.0](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-risk-api-20/)
- [SoFi Tech Solutions Risk API 1.0](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-risk-api-10/)
- [SoFi Tech Solutions Public Config API](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-public-config-api/)
- [SoFi Tech Solutions Events API](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-events-api/)
- [SoFi Tech Solutions Auth API](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-auth-api/)
- [SoFi Tech Solutions External Trans API](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-external-trans-api/)

## Tags

Fintech, Payments, Banking, Card Issuing, Banking as a Service, Lending, Loans, Amortization

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/sofi-technologies/sofi-tech-solutions-loan-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/sofi-technologies/.