# SavvyMoney External Credit API

**Canonical:** https://apis.io/apis/savvymoney/savvymoney-external-credit-api/  
**Provider:** SavvyMoney — https://apis.io/providers/savvymoney/  
**Base URL:** https://creditscore.savvymoney.com  
**Documentation:** https://hub.savvymoney.com/sphub/cms/delivery/media/MCS7KWMTKCWNE7VNGJI5TFUISKCY

SavvyMoney External Credit API is one of 2 APIs that [SavvyMoney](https://apis.io/providers/savvymoney/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Credit Scores, Credit Monitoring, and Financial Wellness. The published artifact set on APIs.io includes API documentation.

Partner-facing REST API that returns select credit data for an SSO-identified member so the partner can render it inside its own experience. SavvyMoney's published Mobile Integration Guide names two operations: User Status, which returns whether a member is enrolled in SavvyMoney so the partner can show its own marketing message to non-enrolled users, and User Credit Score, which returns the member's credit score, score rating, monitoring alerts and the date of the latest score pull. Called with the access token issued by the SSO API in an HTTP Authorization header. The full endpoint reference lives in the partner-gated "SavvyMoney API Document".

## Machine-readable artifacts (2)

- **Documentation** — https://hub.savvymoney.com/sphub/cms/delivery/media/MCS7KWMTKCWNE7VNGJI5TFUISKCY
- **Components** — https://raw.githubusercontent.com/api-evangelist/savvymoney/refs/heads/main/components/savvymoney-components.yml

## Other SavvyMoney APIs (1)

- [SavvyMoney SSO REST API](https://apis.io/apis/savvymoney/savvymoney-sso-rest-api/)

## Tags

Credit Scores, Credit Monitoring, Financial Wellness

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/savvymoney/savvymoney-external-credit-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/savvymoney/.