# Pluggy Smart Transfer API

**Canonical:** https://apis.io/apis/pluggy/pluggy-smart-transfer-api/  
**Provider:** Pluggy — https://apis.io/providers/pluggy/  
**Base URL:** https://api.pluggy.ai  
**Documentation:** https://docs.pluggy.ai/en/reference

Pluggy Smart Transfer API is one of 24 APIs that [Pluggy](https://apis.io/providers/pluggy/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. This API exposes 6 JSON Schema definitions. Tagged areas include Smart Transfer. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and 6 JSON Schemas.

Smart transfer functionality

## Operations (8)

| Method | Path | Summary |
|---|---|---|
| GET | `/smart-transfers/preauthorizations` | List preauthorizations |
| POST | `/smart-transfers/preauthorizations` | Create preauthorization |
| GET | `/smart-transfers/preauthorizations/{id}` | Retrieve preauthorization |
| GET | `/smart-transfers/preauthorizations/{id}/balance` | Retrieve source account balance |
| DELETE | `/smart-transfers/preauthorizations/{id}/data-consent` | Cancel balance permission |
| GET | `/smart-transfers/preauthorizations/{id}/payments` | List preauthorization payments |
| POST | `/smart-transfers/payments` | Create payment |
| GET | `/smart-transfers/payments/{id}` | Retrieve payment |

## Machine-readable artifacts (8)

- **OpenAPI** — https://artifacts.apis.io/pluggy/openapi/pluggy-smart-transfer-api-openapi.yml
- **Documentation** — https://docs.pluggy.ai/en
- **JSONSchema** — https://artifacts.apis.io/pluggy/json-schema/pluggy-identity-response-schema.json
- **JSONSchema** — https://artifacts.apis.io/pluggy/json-schema/pluggy-investment-schema.json
- **JSONSchema** — https://artifacts.apis.io/pluggy/json-schema/pluggy-loan-schema.json
- **JSONSchema** — https://artifacts.apis.io/pluggy/json-schema/pluggy-transaction-schema.json
- **JSONSchema** — https://artifacts.apis.io/pluggy/json-schema/pluggy-item-schema.json
- **JSONSchema** — https://artifacts.apis.io/pluggy/json-schema/pluggy-payment-request-schema.json

## Other Pluggy APIs (12)

- [Pluggy Enrichment API](https://apis.io/apis/pluggy/enrichment-api/)
- [Pluggy Status API](https://apis.io/apis/pluggy/status-api/)
- [Pluggy Account API](https://apis.io/apis/pluggy/pluggy-account-api/)
- [Pluggy Auth API](https://apis.io/apis/pluggy/pluggy-auth-api/)
- [Pluggy Automatic PIX API](https://apis.io/apis/pluggy/pluggy-automatic-pix-api/)
- [Pluggy Bill API](https://apis.io/apis/pluggy/pluggy-bill-api/)
- [Pluggy Boleto Management API](https://apis.io/apis/pluggy/pluggy-boleto-management-api/)
- [Pluggy Category API](https://apis.io/apis/pluggy/pluggy-category-api/)
- [Pluggy Connector API](https://apis.io/apis/pluggy/pluggy-connector-api/)
- [Pluggy Consent API](https://apis.io/apis/pluggy/pluggy-consent-api/)
- [Pluggy Identity API](https://apis.io/apis/pluggy/pluggy-identity-api/)
- [Pluggy Investment API](https://apis.io/apis/pluggy/pluggy-investment-api/)

## Tags

Smart Transfer

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/pluggy/pluggy-smart-transfer-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/pluggy/.