# Plaid Item API

**Canonical:** https://apis.io/apis/plaid/plaid-item-api/  
**Provider:** Plaid — https://apis.io/providers/plaid/  
**Base URL:** https://production.plaid.com  
**Documentation:** https://plaid.com/docs/api/items/

Plaid Item API is one of 31 APIs that [Plaid](https://apis.io/providers/plaid/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Item, Access Token, Connection, Financial, and Fintech. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

Plaid's Item is part of the Plaid open-finance platform, exposing 14 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across 12,000+ US and international institutions and consume item data or actions. Access uses client_id + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's plaid-openapi repository.

## Machine-readable artifacts (2)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/openapi/plaid-item--openapi.yml
- **Documentation** — https://plaid.com/docs/api/items/

## Other Plaid APIs (12)

- [Plaid Auth API](https://apis.io/apis/plaid/plaid-auth-api/)
- [Plaid Balance API](https://apis.io/apis/plaid/plaid-accounts-api/)
- [Plaid Identity API](https://apis.io/apis/plaid/plaid-identity-api/)
- [Plaid Identity Verification API](https://apis.io/apis/plaid/plaid-identity-verification-api/)
- [Plaid Monitor Watchlist Screening API](https://apis.io/apis/plaid/plaid-watchlist-screening-api/)
- [Plaid Beacon API](https://apis.io/apis/plaid/plaid-beacon-api/)
- [Plaid Signal API](https://apis.io/apis/plaid/plaid-signal-api/)
- [Plaid Transfer API](https://apis.io/apis/plaid/plaid-transfer-api/)
- [Plaid Bank Transfer API](https://apis.io/apis/plaid/plaid-bank-transfer-api/)
- [Plaid Transactions API](https://apis.io/apis/plaid/plaid-transactions-api/)
- [Plaid Categories API](https://apis.io/apis/plaid/plaid-categories-api/)
- [Plaid Investments API](https://apis.io/apis/plaid/plaid-investments-api/)

## Tags

Item, Access Token, Connection, Financial, Fintech, Open Banking, Data Aggregation, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/plaid/plaid-item-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/plaid/.