Pinwheel

Pinwheel Deposit Switch API

The Pinwheel Deposit Switch API automates moving a customer's direct deposit allocations from one financial institution to another by connecting directly to 17,000+ payroll providers. The product combines PreMatch (credential-less I-9 matching covering ~40% of U.S. workers), NativeLink (device-saved credentials), and Forms (pre-filled submission templates) routed by a Prime algorithm that picks the highest-converting path per user. Banks, credit unions, and fintechs use it to win banking primacy through 2X conversion lifts, 65% faster funding, and double-digit increases in average balance and lifetime value.

GitHub

Documentation

📖
Documentation
https://docs.pinwheelapi.com/public/docs/direct-deposit-switch

Other Resources

🔗
GraphQL
https://raw.githubusercontent.com/api-evangelist/pinwheel-api/refs/heads/main/graphql/pinwheel-api-graphql.md

API entry from apis.yml

apis.yml Raw ↑ 
aid: pinwheel-api:pinwheel-deposit-switch-api
name: Pinwheel Deposit Switch API
tags:
- Direct Deposit
- Switch
- PreMatch
- NativeLink
- Payroll
baseURL: https://api.getpinwheel.com
humanURL: https://pinwheelapi.com/products/deposit-switch
properties:
- url: https://docs.pinwheelapi.com/public/docs/direct-deposit-switch
  type: Documentation
- url: graphql/pinwheel-api-graphql.md
  type: GraphQL
description: The Pinwheel Deposit Switch API automates moving a customer's direct deposit allocations
  from one financial institution to another by connecting directly to 17,000+ payroll providers. The product
  combines PreMatch (credential-less I-9 matching covering ~40% of U.S. workers), NativeLink (device-saved
  credentials), and Forms (pre-filled submission templates) routed by a Prime algorithm that picks the
  highest-converting path per user. Banks, credit unions, and fintechs use it to win banking primacy through
  2X conversion lifts, 65% faster funding, and double-digit increases in average balance and lifetime
  value.