# Perpay Credit Reporting API

**Canonical:** https://apis.io/apis/perpay/perpay-credit-reporting-api/  
**Provider:** Perpay — https://apis.io/providers/perpay/  
**Base URL:** https://api.perpay.com  
**Documentation:** https://help.perpay.com/en/articles/450206-how-perpay-works

Perpay Credit Reporting API is one of 3 APIs that [Perpay](https://apis.io/providers/perpay/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Credit Building, Credit Bureau, Experian, TransUnion, and Equifax. The published artifact set on APIs.io includes API documentation.

Internal API that submits on-time payment history and spending-limit data to Experian, TransUnion, and Equifax for credit-building purposes. Governed by FCRA requirements.

## Machine-readable artifacts (1)

- **Documentation** — https://help.perpay.com/en/articles/450206-how-perpay-works

## Other Perpay APIs (2)

- [Perpay Marketplace Checkout API](https://apis.io/apis/perpay/perpay-marketplace-checkout-api/)
- [Perpay Payroll Direct-Deposit API](https://apis.io/apis/perpay/perpay-payroll-direct-deposit-api/)

## Tags

Credit Building, Credit Bureau, Experian, TransUnion, Equifax, FCRA

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/perpay/perpay-credit-reporting-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/perpay/.