# Paymentus XOTP API

**Canonical:** https://apis.io/apis/paymentus/paymentus-xotp-api/  
**Provider:** Paymentus — https://apis.io/providers/paymentus/  
**Base URL:** https://api.paymentus.com  
**Documentation:** https://developer.paymentus.io/docs/Reference

Paymentus XOTP API is one of 2 APIs that [Paymentus](https://apis.io/providers/paymentus/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Payments, Bill Payments, Tokenization, AutoPay, and Disbursements. The published artifact set on APIs.io includes API documentation, an API reference, and SDKs.

The XOTP (Paymentus payment) API exposes core Service Commerce operations — make payment (Sale), account inquiry, payment history, void/cancel payment, customer profile create/read/update/delete and list, wallet/payment-method tokenization, linked accounts, and AutoPay management. Requests carry a Bearer JWT and are scoped with granular XOTP scopes. Documented publicly via the @paymentus/xotp Node.js SDK and the developer portal reference tables; the full interactive reference requires portal access.

## Machine-readable artifacts (4)

- **Documentation** — https://developer.paymentus.io/
- **APIReference** — https://developer.paymentus.io/docs/Reference
- **SDK** — https://www.npmjs.com/package/@paymentus/xotp
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/paymentus/refs/heads/main/apis.yml

## Other Paymentus APIs (1)

- [Paymentus Authentication API](https://apis.io/apis/paymentus/paymentus-authentication-api/)

## Tags

Payments, Bill Payments, Tokenization, AutoPay, Disbursements

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/paymentus/paymentus-xotp-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/paymentus/.