# Open Zwitch Virtual Accounts API

**Canonical:** https://apis.io/apis/open-financial/virtual-accounts/  
**Provider:** Open (open.money) — https://apis.io/providers/open-financial/  
**Base URL:** https://api.zwitch.io/v1  
**Documentation:** https://developers.zwitch.io/reference/virtual-accounts

Open Zwitch Virtual Accounts API is one of 10 APIs that [Open (open.money)](https://apis.io/providers/open-financial/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Virtual Accounts, Subaccounts, and Reconciliation. The published artifact set on APIs.io includes API documentation and authentication docs.

Programmatic creation and management of virtual accounts used as transfer wallets, collection wallets, and collection tools on top of partner-bank infrastructure. Virtual accounts give platforms a unique IFSC-and-account-number pair for each end customer so that inbound transfers (NEFT, IMPS, RTGS, UPI) auto-reconcile to the correct beneficiary, and outbound payouts can be debited from a controlled sub-ledger.

## Machine-readable artifacts (3)

- **Documentation** — https://developers.zwitch.io/reference/virtual-accounts
- **Authentication** — https://developers.zwitch.io/reference/authorization
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/open-financial/refs/heads/main/apis.yml

## Other Open (open.money) APIs (9)

- [Open Zwitch Transfers API](https://apis.io/apis/open-financial/transfers/)
- [Open Zwitch Beneficiaries API](https://apis.io/apis/open-financial/beneficiaries/)
- [Open Zwitch UPI API](https://apis.io/apis/open-financial/upi/)
- [Open Layer Payment Gateway API](https://apis.io/apis/open-financial/layer/)
- [Open Zwitch Verification API](https://apis.io/apis/open-financial/verification/)
- [Open Zwitch Split Settlements API](https://apis.io/apis/open-financial/settlements/)
- [Open Zwitch Webhooks](https://apis.io/apis/open-financial/webhooks/)
- [Open Zwitch Payment Pages API](https://apis.io/apis/open-financial/payment-pages/)
- [Open Connected Banking Platform](https://apis.io/apis/open-financial/connected-banking/)

## Tags

Virtual Accounts, Subaccounts, Reconciliation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/open-financial/virtual-accounts/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/open-financial/.