# Nivelo Scorer API

**Canonical:** https://apis.io/apis/nivelo/nivelo-scorer-api/  
**Provider:** Nivelo — https://apis.io/providers/nivelo/  
**Base URL:** https://api.nivelo.io  
**Documentation:** https://nivelo.io/

Nivelo Scorer API is published by [Nivelo](https://apis.io/providers/nivelo/) on the [APIs.io](https://apis.io/) network. Tagged areas include Payments, ACH, Risk Scoring, and Fraud Detection. The published artifact set on APIs.io includes authentication docs.

Nivelo's real-time ACH return-risk scoring API. A RESTful endpoint that accepts ACH transaction data as JSON and returns a risk score and a prediction of the likelihood of an ACH return, so originators, third-party senders, and banking payment providers can assess payment risk before origination. Authenticated with a Bearer API key; a test environment is available.

## Machine-readable artifacts (2)

- **Authentication** — https://raw.githubusercontent.com/api-evangelist/nivelo/refs/heads/main/authentication/nivelo-authentication.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/nivelo/refs/heads/main/apis.yml

## Tags

Payments, ACH, Risk Scoring, Fraud Detection

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/nivelo/nivelo-scorer-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/nivelo/.