# Afinis Reporting ACH Return (RET) API

**Canonical:** https://apis.io/apis/nacha/nacha-ret/  
**Provider:** Nacha — https://apis.io/providers/nacha/  
**Base URL:** https://api.afinis.org/payments/ach/v1  
**Documentation:** https://app.swaggerhub.com/apis/ASIG/RET_API/1.0.3

Afinis Reporting ACH Return (RET) API is one of 24 APIs that [Nacha](https://apis.io/providers/nacha/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include ACH, Returns, and Fraud. The published artifact set on APIs.io includes an OpenAPI specification, an API reference, and API documentation.

Afinis Reporting ACH Return (RET) API allowing originators and payment providers to share ACH return payment data in support of fraud and risk mitigation.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/nacha/refs/heads/main/openapi/nacha-ret.json
- **APIReference** — https://app.swaggerhub.com/apis/ASIG/RET_API/1.0.3
- **Documentation** — https://www.nacha.org/content/apis-development
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/nacha/refs/heads/main/overlays/nacha-ret-overlay.yaml

## Other Nacha APIs (12)

- [Afinis Initiate ACH Payment API](https://apis.io/apis/nacha/nacha-initiate-payment/)
- [Afinis International ACH Remittance (IAR) API](https://apis.io/apis/nacha/nacha-iar/)
- [Afinis IAR Plus API](https://apis.io/apis/nacha/nacha-iar-plus/)
- [Afinis Transaction Status API](https://apis.io/apis/nacha/nacha-transaction-status/)
- [Afinis Initiate Wire Payment API](https://apis.io/apis/nacha/nacha-initiate-wire-payment/)
- [Afinis Get Wire Status API](https://apis.io/apis/nacha/nacha-get-wire-status/)
- [Afinis Initiate Instant Payment API (IIP)](https://apis.io/apis/nacha/nacha-initiate-instant-payment/)
- [Afinis Instant Payment Transfer API (IPT)](https://apis.io/apis/nacha/nacha-instant-payment-transfer/)
- [Afinis Initiate Payment API](https://apis.io/apis/nacha/nacha-initiate-payment-api/)
- [Afinis Authorize to Pay (Debit Authorizations) API](https://apis.io/apis/nacha/nacha-authorize-to-pay/)
- [Afinis Pay Me API](https://apis.io/apis/nacha/nacha-pay-me/)
- [Afinis Account Validation API](https://apis.io/apis/nacha/nacha-account-validation/)

## Tags

ACH, Returns, Fraud

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/nacha/nacha-ret/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/nacha/.