# MX Microdeposits API

**Canonical:** https://apis.io/apis/mx/mx-microdeposits-api/  
**Provider:** MX — https://apis.io/providers/mx/  
**Base URL:** https://api.mx.com  
**Documentation:** https://docs.mx.com/api-reference/platform-api/reference/mx-platform-api

MX Microdeposits API is one of 28 APIs that [MX](https://apis.io/providers/mx/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Microdeposits. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and authentication docs.

Microdeposits is an additional verification method that allows you to verify account details and navigate the process of using microdeposits and the automated clearing house (ACH) system. Make two, small ACH deposits into a consumer's account using the provided account and routing number. You can then require that the end user confirm the exact amount of each deposit to verify that they own the account and meet NACHA’s account verification. For more info, including process flows, setting block lists, and more, see [Microdeposits](docs.mx.com/products/connectivity/microdeposits).

## Machine-readable artifacts (5)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/mx/refs/heads/main/openapi/mx-microdeposits-api-openapi.yml
- **Documentation** — https://docs.mx.com/api-reference/platform-api/overview/architecture-and-security
- **APIReference** — https://docs.mx.com/api-reference/platform-api/reference/mx-platform-api
- **Authentication** — https://docs.mx.com/resources/oauth-guide
- **ToolCrosswalk** — https://raw.githubusercontent.com/api-evangelist/mx/refs/heads/main/mcp/mx-tool-crosswalk.yml

## Other MX APIs (12)

- [MX Data Access](https://apis.io/apis/mx/mx-data-access/)
- [MX Accounts API](https://apis.io/apis/mx/mx-accounts-api/)
- [MX ach return API](https://apis.io/apis/mx/mx-ach-return-api/)
- [MX Budgets API](https://apis.io/apis/mx/mx-budgets-api/)
- [MX Categories API](https://apis.io/apis/mx/mx-categories-api/)
- [MX Consent Management API](https://apis.io/apis/mx/mx-consent-management-api/)
- [MX Goals API](https://apis.io/apis/mx/mx-goals-api/)
- [MX Insights API](https://apis.io/apis/mx/mx-insights-api/)
- [MX Institutions API](https://apis.io/apis/mx/mx-institutions-api/)
- [MX investment holdings API](https://apis.io/apis/mx/mx-investment-holdings-api/)
- [MX Jobs API](https://apis.io/apis/mx/mx-jobs-api/)
- [MX managed data [deprecated] API](https://apis.io/apis/mx/mx-managed-data-deprecated-api/)

## Tags

Microdeposits

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/mx/mx-microdeposits-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/mx/.