# Monzo API

**Canonical:** https://apis.io/apis/monzo/monzo-api/  
**Provider:** Monzo — https://apis.io/providers/monzo/  
**Base URL:** https://api.monzo.com  
**Documentation:** https://docs.monzo.com

Monzo API is published by [Monzo](https://apis.io/providers/monzo/) on the [APIs.io](https://apis.io/) network. Tagged areas include Banking, Account, Balances, Pots, and Transaction. The published artifact set on APIs.io includes API documentation, an API reference, and a getting-started guide.

The Monzo API is a REST interface over a user's Monzo account. It exposes accounts, balance, savings pots (with deposit/withdraw), transactions (list, retrieve, annotate with metadata, expand merchant), feed items, attachments, transaction receipts, and webhooks for real-time transaction.created notifications. Authentication is OAuth 2.0 (authorization code grant) with Strong Customer Authentication approved in the Monzo mobile app; all requests carry a Bearer access token.

## Machine-readable artifacts (4)

- **Documentation** — https://docs.monzo.com
- **APIReference** — https://docs.monzo.com
- **GettingStarted** — https://developers.monzo.com/api/playground
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/monzo/refs/heads/main/apis.yml

## Tags

Banking, Account, Balances, Pots, Transaction, Feed, Attachments, Receipts, Webhook

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/monzo/monzo-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/monzo/.