Method Financial Entity Consent API

openapi: 3.2.0
info:
  title: Method Entity Consent API
  version: '2026-03-30'
  license:
    name: Proprietary
    url: https://methodfi.com
  description: "The Method API enables you to retrieve financial data, create payments, and manage\nentities and accounts programmatically. This specification covers the public API\nsurface for version `2026-03-30`.\n\n## Authentication\n\nMost API requests require a Bearer token in the `Authorization` header.\nUse your secret key (`sk_...`) for server-side requests and public key (`pk_...`)\nfor client-side Element requests. Public Message-Level Encryption key discovery\nendpoints are documented separately and do not require authentication.\n\n## Versioning\n\nThe API version is selected via the `Method-Version` header. This spec targets\nversion `2026-03-30`. The SDK sets this header automatically.\n\n## Response Envelope\n\nMost JSON responses are wrapped in a standard envelope:\n\n```json\n{\n  \"success\": true,\n  \"data\": { ... },\n  \"message\": null\n}\n```\n\nThe `/.well-known/jwks.json` endpoint is an exception and returns a bare JWK set.\n\n## Pagination\n\nList endpoints return pagination metadata in response headers:\n`Pagination-Page`, `Pagination-Page-Count`, `Pagination-Page-Limit`,\n`Pagination-Total-Count`, `Pagination-Page-Cursor-Prev`, `Pagination-Page-Cursor-Next`.\n\n## Expandable Fields\n\nCertain resource fields can be expanded from IDs to full objects using the\n`expand` query parameter. Maximum nesting depth is 4 levels.\n"
  contact:
    name: Method Financial
    url: https://methodfi.com
    email: team@methodfi.com
servers:
- url: https://production.methodfi.com
  description: Production
  x-fern-server-name: Production
- url: https://sandbox.methodfi.com
  description: Sandbox
  x-fern-server-name: Sandbox
- url: https://dev.methodfi.com
  description: Development
  x-fern-server-name: Development
security:
- SecretKey: []
tags:
- name: Entity Consent
  description: Consent management for entities
paths:
  /entities/{entityId}/consent:
    post:
      operationId: updateEntityConsent
      summary: Update entity consent
      description: Grants or withdraws consent for the specified entity.
      tags:
      - Entity Consent
      security:
      - SecretKey: []
      parameters:
      - $ref: '#/components/parameters/method_version'
      - $ref: '#/components/parameters/EntityIdParam'
      - $ref: '#/components/parameters/idempotency_key'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UpdateEntityConsentRequest'
            example:
              type: withdraw
              reason: entity_withdrew_consent
      responses:
        '200':
          description: The updated entity.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/EntityResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          $ref: '#/components/responses/Forbidden'
        '404':
          $ref: '#/components/responses/NotFound'
        '422':
          $ref: '#/components/responses/UnprocessableEntity'
        '429':
          $ref: '#/components/responses/RateLimited'
        '500':
          $ref: '#/components/responses/InternalError'
components:
  schemas:
    EntityResponse:
      allOf:
      - $ref: '#/components/schemas/SuccessEnvelope'
      - type: object
        properties:
          data:
            $ref: '#/components/schemas/Entity'
      example:
        success: true
        data:
          id: ent_au22b1fbFJbp8
          type: individual
          individual:
            first_name: Jane
            last_name: Doe
            phone: '+15125550123'
            email: jane@example.com
            dob: '1990-05-21'
          address:
            line1: 123 Main St
            line2: null
            city: Austin
            state: TX
            zip: '78701'
          verification:
            identity:
              verified: true
              matched: true
              latest_verification_session: evf_aBcDeFgHiJkLm
              methods: []
            phone:
              verified: true
              latest_verification_session: evf_nOpQrStUvWxYz
              methods: []
          connect: null
          credit_score: null
          attribute: null
          vehicle: null
          products:
          - connect
          - credit_score
          restricted_products:
          - attribute
          - identity
          - manual_connect
          - vehicle
          subscriptions: []
          available_subscriptions:
          - connect
          - credit_score
          restricted_subscriptions:
          - attribute
          status: active
          error: null
          metadata: null
          created_at: '2024-12-05T10:05:21.742Z'
          updated_at: '2024-12-05T10:11:17.823Z'
        message: null
    Merchant:
      type: object
      required:
      - id
      - parent_name
      - name
      - logo
      - type
      - provider_ids
      - is_temp
      - account_number_formats
      properties:
        id:
          type: string
          description: Unique identifier for the merchant.
          example: mch_aTJMbnCjw34yQ
        parent_name:
          type: string
          description: Name of the parent merchant group.
          example: Chase
        name:
          type: string
          description: Display name of the merchant.
          example: Chase - Credit Cards
        logo:
          type: string
          description: URL of the merchant logo.
          example: https://static.methodfi.com/logos/chase.png
        type:
          $ref: '#/components/schemas/MerchantType'
          description: Type of accounts supported by this merchant.
        provider_ids:
          $ref: '#/components/schemas/MerchantProviderIds'
        is_temp:
          type: boolean
          description: Whether this is a temporary merchant entry.
        account_number_formats:
          type: array
          items:
            type: string
          description: Accepted account number formats.
    AccountExpandableAttribute:
      title: AccountExpandableAttribute
      description: 'The latest attribute ID. This field is expandable. When expanded, returns the full AccountAttribute object.

        '
      oneOf:
      - type: string
        pattern: ^acc_attr_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/AccountAttribute'
    Account:
      type: object
      description: 'An Account represents a financial account (ACH, liability, clearing, or debit card) associated with an Entity. The `type` field indicates which nested details object (`ach`, `liability`, `clearing`, or `debit_card`) is populated. `type` is null for accounts that are disabled before a type was determined.

        '
      required:
      - id
      - holder_id
      - type
      - status
      - consent_status
      - products
      - restricted_products
      - created_at
      - updated_at
      properties:
        id:
          type: string
          description: Unique identifier for the account.
          pattern: ^acc_\w+$
          example: acc_b9q2XVAnNFbp3
        holder_id:
          type: string
          description: The entity ID that owns this account.
          pattern: ^ent_\w+$
          example: ent_au22b1fbFJbp8
        type:
          type:
          - string
          - 'null'
          description: The type of account. Null for accounts that are disabled before a type was determined.
          enum:
          - ach
          - liability
          - clearing
          - debit_card
          - null
        status:
          type: string
          description: Current status of the account.
          enum:
          - active
          - disabled
          - processing
          - pending_exchange
          - closed
        consent_status:
          type: string
          description: Current consent status for data access on this account.
          enum:
          - pending
          - withdrawn
          - approved
        ach:
          $ref: '#/components/schemas/AccountACH'
        liability:
          $ref: '#/components/schemas/AccountLiability'
        clearing:
          $ref: '#/components/schemas/AccountClearing'
        debit_card:
          $ref: '#/components/schemas/AccountDebitCard'
        error:
          $ref: '#/components/schemas/AccountResourceError'
        metadata:
          $ref: '#/components/schemas/Metadata'
        products:
          type: array
          description: Products currently active for this account.
          items:
            type: string
        restricted_products:
          type: array
          description: Products restricted from this account.
          items:
            type: string
        subscriptions:
          type: array
          description: Subscriptions currently active for this account. Only present for liability accounts.
          items:
            type: string
        available_subscriptions:
          type: array
          description: Subscriptions available to be enrolled for this account. Only present for liability accounts.
          items:
            type: string
        restricted_subscriptions:
          type: array
          description: Subscriptions restricted from this account. Only present for liability accounts.
          items:
            type: string
        latest_verification_session:
          title: AccountExpandableLatestVerificationSession
          description: 'The latest verification session ID. This field is expandable. When expanded, returns the full AccountVerificationSession object.

            '
          oneOf:
          - type: string
            pattern: ^avf_\w+$
          - type: 'null'
          - $ref: '#/components/schemas/AccountVerificationSession'
        balance:
          $ref: '#/components/schemas/AccountExpandableBalance'
        payoff:
          $ref: '#/components/schemas/AccountExpandablePayoff'
        payment_instrument:
          $ref: '#/components/schemas/AccountExpandablePaymentInstrument'
        card_brand:
          $ref: '#/components/schemas/AccountExpandableCardBrand'
        update:
          $ref: '#/components/schemas/AccountExpandableUpdate'
        attribute:
          $ref: '#/components/schemas/AccountExpandableAttribute'
        sensitive:
          $ref: '#/components/schemas/AccountExpandableSensitive'
        created_at:
          type: string
          format: date-time
          description: Timestamp when the account was created.
        updated_at:
          type: string
          format: date-time
          description: Timestamp when the account was last updated.
    EntityExpandableCreditScore:
      title: EntityExpandableCreditScore
      description: Expandable. The entity credit score ID or expanded credit score object.
      example: crs_pn4ca33GRnrJm
      oneOf:
      - type: string
        pattern: ^crs_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/EntityCreditScore'
    VerificationSessionResourceError:
      type:
      - object
      - 'null'
      description: Error details when an entity verification session fails.
      required:
      - type
      - code
      - sub_type
      - message
      properties:
        type:
          type: string
          description: The category of verification session error.
          enum:
          - VERIFICATION_SESSION_FAILED
        code:
          type: integer
          description: Numeric error code (19XXX range).
          enum:
          - 19001
          - 19002
          - 19003
          - 19004
        sub_type:
          type: string
          description: Specific verification session error classification.
          enum:
          - VERIFICATION_SESSION_EXPIRED
          - VERIFICATION_SESSION_INCORRECT_SMS_CODE
          - VERIFICATION_SESSION_FAILED_SNA
          - VERIFICATION_SESSION_FAILED_INVALID_ANSWER
        message:
          type: string
          description: Human-readable error description.
      example:
        type: VERIFICATION_SESSION_FAILED
        code: 19001
        sub_type: VERIFICATION_SESSION_EXPIRED
        message: The verification session has expired. Please re-initiate the verification process.
    AccountDebitCard:
      type:
      - object
      - 'null'
      description: Debit card account details. Present when `type` is `debit_card`.
      properties:
        network:
          type: string
          description: The card network.
        mask:
          type: string
          description: Last 4 digits of the card number.
        issuer:
          type: string
          description: The card issuer.
    AccountSensitiveResourceError:
      type:
      - object
      - 'null'
      description: Error details when retrieving account sensitive data fails.
      required:
      - type
      - code
      - sub_type
      - message
      properties:
        type:
          type: string
          description: The category of sensitive data error.
          enum:
          - ACCOUNT_SENSITIVE_FAILED
        code:
          type: integer
          description: Numeric error code (17XXX range).
          enum:
          - 17001
        sub_type:
          type: string
          description: Specific sensitive data error classification.
          enum:
          - ACCOUNT_SENSITIVE_FAILED_VERIFICATION_REQUIRED
        message:
          type: string
          description: Human-readable error description.
      example:
        type: ACCOUNT_SENSITIVE_FAILED
        code: 17001
        sub_type: ACCOUNT_SENSITIVE_FAILED_VERIFICATION_REQUIRED
        message: Account sensitive failed due to missing required verification.
    Address:
      type: object
      description: Postal mailing address.
      properties:
        line1:
          type:
          - string
          - 'null'
          description: Primary street address line.
          example: 123 Main St
        line2:
          type:
          - string
          - 'null'
          description: Secondary address line such as apartment or suite.
          example: Apt 4B
        city:
          type:
          - string
          - 'null'
          description: City or locality.
          example: Austin
        state:
          type:
          - string
          - 'null'
          description: Two-letter state or province code when available.
          example: TX
        zip:
          type:
          - string
          - 'null'
          description: Postal code.
          example: '78701'
      example:
        line1: 123 Main St
        line2: Apt 4B
        city: Austin
        state: TX
        zip: '78701'
    ErrorEnvelope:
      type: object
      required:
      - success
      - data
      - message
      properties:
        success:
          type: boolean
          description: Always `false` for error responses.
        data:
          type: object
          required:
          - error
          properties:
            error:
              $ref: '#/components/schemas/ErrorObject'
        message:
          type: string
    EntityBase:
      type: object
      required:
      - id
      - type
      - status
      - created_at
      - updated_at
      properties:
        id:
          type: string
          description: Unique identifier for the entity.
          pattern: ^ent_\w+$
          example: ent_au22b1fbFJbp8
        type:
          type: string
          description: The type of entity.
          enum:
          - individual
          - c_corporation
          - s_corporation
          - llc
          - partnership
          - sole_proprietorship
          - corporation
        address:
          type:
          - object
          - 'null'
          description: The entity's address.
          allOf:
          - $ref: '#/components/schemas/Address'
        status:
          type: string
          description: Current status of the entity.
          enum:
          - active
          - incomplete
          - disabled
        error:
          type:
          - object
          - 'null'
          description: Error details if the entity encountered an error.
          allOf:
          - $ref: '#/components/schemas/EntityResourceError'
        metadata:
          $ref: '#/components/schemas/Metadata'
        created_at:
          type: string
          format: date-time
          description: Timestamp when the entity was created.
        updated_at:
          type: string
          format: date-time
          description: Timestamp when the entity was last updated.
    EntityAttribute:
      type: object
      required:
      - id
      - entity_id
      - status
      - attributes
      - created_at
      - updated_at
      properties:
        id:
          type: string
          description: Unique identifier for the entity attribute.
          example: attr_QwMjMDEwMTY1
        entity_id:
          type: string
          description: The ID of the entity this attribute belongs to.
          example: ent_au22b1fbFJbp8
        status:
          type: string
          description: Status of the attribute retrieval.
          enum:
          - completed
          - in_progress
          - pending
          - failed
        attributes:
          $ref: '#/components/schemas/EntityAttributeData'
        error:
          type:
          - object
          - 'null'
          description: Error details if the resource encountered an error.
          allOf:
          - $ref: '#/components/schemas/ResourceError'
        created_at:
          type: string
          format: date-time
          description: Timestamp when the attribute was created.
        updated_at:
          type: string
          format: date-time
          description: Timestamp when the attribute was last updated.
    ResourceError:
      type:
      - object
      - 'null'
      required:
      - type
      - code
      - message
      properties:
        type:
          type: string
        code:
          type: integer
        sub_type:
          type:
          - string
          - 'null'
        message:
          type: string
    AccountExpandablePaymentInstrument:
      title: AccountExpandablePaymentInstrument
      description: 'The latest payment instrument ID. This field is expandable. When expanded, returns the full AccountPaymentInstrument object.

        '
      oneOf:
      - type: string
        pattern: ^pmt_inst_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/AccountPaymentInstrument'
    EntityIndividual:
      type:
      - object
      - 'null'
      properties:
        first_name:
          type:
          - string
          - 'null'
          description: First name of the individual.
        last_name:
          type:
          - string
          - 'null'
          description: Last name of the individual.
        phone:
          type:
          - string
          - 'null'
          description: Phone number of the individual.
          pattern: ^\+\d{10,15}$
          example: '+15121231111'
        email:
          type:
          - string
          - 'null'
          description: Email address of the individual.
          format: email
        dob:
          type:
          - string
          - 'null'
          format: date
          description: Date of birth of the individual (YYYY-MM-DD).
        ssn:
          type:
          - string
          - 'null'
          description: Social security number (masked).
        ssn_4:
          type:
          - string
          - 'null'
          description: Last 4 digits of SSN (masked).
    EntityExpandableVehicle:
      title: EntityExpandableVehicle
      description: Expandable. The entity vehicle ID or expanded vehicle object.
      example: vhl_JMDEwMTY1Qw4c
      oneOf:
      - type: string
        pattern: ^vhl_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/EntityVehicle'
    Entity:
      description: An Entity represents an individual or business profile within Method.
      oneOf:
      - $ref: '#/components/schemas/EntityIndividualResource'
      - $ref: '#/components/schemas/EntityCorporationResource'
      discriminator:
        propertyName: type
        mapping:
          individual: '#/components/schemas/EntityIndividualResource'
          corporation: '#/components/schemas/EntityCorporationResource'
          c_corporation: '#/components/schemas/EntityCorporationResource'
          s_corporation: '#/components/schemas/EntityCorporationResource'
          llc: '#/components/schemas/EntityCorporationResource'
          partnership: '#/components/schemas/EntityCorporationResource'
          sole_proprietorship: '#/components/schemas/EntityCorporationResource'
    UpdateEntityConsentRequest:
      type: object
      required:
      - type
      properties:
        type:
          type: string
          description: The consent action type.
          enum:
          - grant
          - withdraw
        reason:
          type: string
          description: Optional reason for the consent action.
    BalanceResourceError:
      type:
      - object
      - 'null'
      description: Error details when a balance sync fails.
      required:
      - type
      - code
      - sub_type
      - message
      properties:
        type:
          type: string
          description: The category of balance error.
          enum:
          - BALANCE_FAILED
        code:
          type: integer
          description: Numeric error code (20XXX range).
          enum:
          - 20001
        sub_type:
          type: string
          description: Specific balance error classification.
          enum:
          - BALANCE_TEMPORARILY_UNAVAILABLE
        message:
          type: string
          description: Human-readable error description.
      example:
        type: BALANCE_FAILED
        code: 20001
        sub_type: BALANCE_TEMPORARILY_UNAVAILABLE
        message: Balance is temporarily unavailable for this account.
    AccountBalance:
      type: object
      description: A balance record for an account.
      required:
      - id
      - account_id
      - status
      - amount
      - created_at
      - updated_at
      properties:
        id:
          type: string
          description: Unique identifier for the balance.
          pattern: ^bal_\w+$
          example: bal_dKe9ehC3hEBYy
        account_id:
          type: string
          description: The account this balance belongs to.
          pattern: ^acc_\w+$
        status:
          type: string
          description: Current status of the balance request.
          enum:
          - completed
          - pending
          - failed
        amount:
          type:
          - number
          - 'null'
          description: The balance amount in cents.
        error:
          $ref: '#/components/schemas/BalanceResourceError'
        created_at:
          type: string
          format: date-time
          description: Timestamp when the balance was created.
        updated_at:
          type: string
          format: date-time
          description: Timestamp when the balance was last updated.
    AccountExpandableSensitive:
      title: AccountExpandableSensitive
      description: 'The latest sensitive ID. This field is expandable. When expanded, returns the full AccountSensitive object.

        '
      oneOf:
      - type: string
        pattern: ^astv_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/AccountSensitive'
    AccountExpandablePayoff:
      title: AccountExpandablePayoff
      description: 'The latest payoff ID. This field is expandable. When expanded, returns the full AccountPayoff object.

        '
      oneOf:
      - type: string
        pattern: ^pyf_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/AccountPayoff'
    SuccessEnvelope:
      type: object
      description: Standard envelope for successful responses that return a single payload.
      required:
      - success
      - data
      - message
      properties:
        success:
          type: boolean
          description: Always `true` for successful responses.
        data:
          description: Operation-specific response payload.
        message:
          type:
          - string
          - 'null'
      example:
        success: true
        data: {}
        message: null
    EntityIndividualResource:
      allOf:
      - $ref: '#/components/schemas/EntityBase'
      - type: object
        required:
        - products
        - restricted_products
        - subscriptions
        - available_subscriptions
        - restricted_subscriptions
        properties:
          type:
            type: string
            enum:
            - individual
          individual:
            $ref: '#/components/schemas/EntityIndividual'
          verification:
            $ref: '#/components/schemas/EntityVerification'
          connect:
            $ref: '#/components/schemas/EntityExpandableConnect'
          credit_score:
            $ref: '#/components/schemas/EntityExpandableCreditScore'
          attribute:
            $ref: '#/components/schemas/EntityExpandableAttribute'
          vehicle:
            $ref: '#/components/schemas/EntityExpandableVehicle'
          products:
            type: array
            items:
              type: string
            description: Products currently active for this entity.
          restricted_products:
            type: array
            items:
              type: string
            description: Products restricted for this entity.
          subscriptions:
            type: array
            items:
              type: string
            description: Active subscriptions for this entity.
          available_subscriptions:
            type: array
            items:
              type: string
            description: Subscriptions available for this entity.
          restricted_subscriptions:
            type: array
            items:
              type: string
            description: Subscriptions restricted for this entity.
    EntityVerification:
      type:
      - object
      - 'null'
      properties:
        identity:
          $ref: '#/components/schemas/EntityVerificationIdentity'
        phone:
          $ref: '#/components/schemas/EntityVerificationPhone'
    AccountExpandableUpdate:
      title: AccountExpandableUpdate
      description: 'The latest update ID. This field is expandable. When expanded, returns the full AccountUpdate object.

        '
      oneOf:
      - type: string
        pattern: ^upd_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/AccountUpdate'
    EntityVerificationPhone:
      type: object
      properties:
        verified:
          type: boolean
          description: Whether the phone has been verified.
        latest_verification_session:
          title: EntityPhoneExpandableLatestVerificationSession
          description: ID of the latest phone verification session. Expandable via `phone_latest_verification_session`.
          oneOf:
          - type: string
            pattern: ^evf_\w+$
          - type: 'null'
          - $ref: '#/components/schemas/EntityVerificationSession'
        methods:
          type: array
          items:
            type: string
          description: Available phone verification methods.
    AccountExpandableBalance:
      title: AccountExpandableBalance
      description: 'The latest balance ID. This field is expandable. When expanded, returns the full AccountBalance object.

        '
      oneOf:
      - type: string
        pattern: ^bal_\w+$
      - type: 'null'
      - $ref: '#/components/schemas/AccountBalance'
    EntityConnect:
      type: object
      required:
      - id
      - entity_id
      - status
      - accounts
      - requested_products
      - requested_subscriptions
      - created_at
      - updated_at
      properties:
        id:
          type: string
          description: Unique identifier for the connect session.
          example: cxn_iENwGBMDnr7sJ
        entity_id:
          type: string
          description: The ID of the entity this connect session belongs to.
          example: ent_au22b1fbFJbp8
        status:
          type: string
          description: Status of the connect session.
          enum:
          - completed
          - in_progress
          - pending
          - failed
        accounts:
          type:
          - array
          - 'null'
          items:
            title: EntityConnectExpandableAccount
            oneOf:
            - type: string
              pattern: ^acc_\w+$
            - $ref: '#/components/schemas/Account'
          description: Expandable. List of account IDs connected through this session. Null while the connect session is still pending.
        requested_products:
          type:
          - array
          - 'null'
          description: Products requested for this connect session.
          items:
            type: string
        requested_subscriptions:
          type:
          - array
          - 'null'
          description: Subscriptions requested for this connect session.
          items:
            type: string
        files:
          type:
          - array
          - 'null'
          description: Files associated with this connect session (e.g. manual connect uploads).
          items:
            $ref: '#/components/schemas/JsonObject'
        error:
          type:
          - object
          - 'null'
          description: Error details if the resource encountered an error.
          allOf:
          - $ref: '#/components/schemas/ConnectResourceError'
        created_at:
          type: string
          format: date-time
          description: Timestamp when the connect session was created.
        updated_at:
          type: string
          format: date-time
          description: Timestamp when the connect session was last updated.
    AccountAttribute:
      type: object
      description: An attribute record for an account containing financial data attributes.
      required:
      - id
      - account_id
      - status
      - attributes
      - created_at
      - updated_at
      properties:
        id:
          type: string
          description: Unique identifier for the account attribute.
          pattern: ^acc_attr_\w+$
          example: acc_attr_eTJMbnCjw34yQ
        account_id:
          type: string
          description: The account this attribute belongs to.
          pattern: ^acc_\w+$
        status:
          type: string
          description: Current status of the attribute request.
          enum:
          - completed
          - pending
          - failed
        attributes:
          type: object
          description: Financial data attributes for the account.
          additionalProperties: true
        error:
          $ref: '#/components/schemas/ResourceError'
        created_at:
          type: string
          format: date-time
          description: Timestamp when the attribute was created.
        updated_at:
          type: string
          format: date-time
          description: Timestamp when the attribute was last updated.
    JsonObject:
      type: object
      description: Arbitrary JSON object.
      additionalProperties: true
    EntityVerificationIdentity:
      type: object
      properties:
        verified:
          type: boolean
          description: Whether the identity has been verified.
        matched:
          type: boolean
          description: Whether the identity information matched.
        latest_verification_session:
          title: EntityIdentityExpandableLatestVerificationSession
          description: ID of the latest identity verification session. Expandable via `identity_latest_verification_session`.
          oneOf:
          - type: string
            pattern: ^evf_\w+$
          - type: 'null'
          - $ref: '#/components/schemas/EntityVerificationSession'
        methods:
          type: array
          items:
            type: string
          description: Available identity verification methods.
    AccountACH:
      type:
      - object
      - 'null'
      description: ACH account details. Present when `type` is `ach`.
      properties:
        routing:
          type: string
          description: The ACH routing number.
        number:
          type: string
          description: The ACH account number.
        type:
          type: string
          description: The type of ACH account.
          enum:
          - checking

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# Full source: https://raw.githubusercontent.com/api-evangelist/method-financial/refs/heads/main/openapi/method-financial-entity-consent-api-openapi.yml