# Memo Bank Transfers API

**Canonical:** https://apis.io/apis/memo-bank/memo-bank-transfers-api/  
**Provider:** Memo Bank — https://apis.io/providers/memo-bank/  
**Base URL:** https://api.memo.bank  
**Documentation:** https://docs.api.memo.bank/

Memo Bank Transfers API is one of 15 APIs that [Memo Bank](https://apis.io/providers/memo-bank/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Transfers. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

Transfers are transfers within the SEPA-zone, including SEPA standard transfers, SEPA instant transfers and Target 2 transfers. They can be initiated asynchronously, one by one or in bulk. They have a similar lifecycle compared to [transactions](#endpoint-transactions) but note that there are some minor differences for the `canceled` and `failed` states. <img src="https://assets.memo.bank/memobankapi/transfers-lifecycle-api-v3.png" alt="Transfers lifecycle" width="750">

## Operations (7)

| Method | Path | Summary |
|---|---|---|
| GET | `/v2/transfers/{id}` | Get a transfer |
| DELETE | `/v2/transfers/{id}` | Cancel a SEPA transfer |
| POST | `/v2/transfers` | Initiate a SEPA transfer |
| POST | `/v2/transfers/bulks` | Create bulk transfers |
| GET | `/v2/transfers/{id}/proof` | Generate a proof of transfer |
| GET | `/v2/transfers/bulks/{id}` | Get a bulk and its current progress |
| GET | `/v2/transfers/bulks/{id}/transfers` | Get the status of individual transfers in a bulk |

## Machine-readable artifacts (10)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-transfers-api-openapi.yml
- **Documentation** — https://docs.api.memo.bank/
- **APIReference** — https://docs.api.memo.bank/version-2/
- **GettingStarted** — https://docs.api.memo.bank/topic/topic-getting-started
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/asyncapi/memo-bank-webhooks.yml
- **ToolCrosswalk** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/mcp/memo-bank-tool-crosswalk.yml
- **Documentation** — https://docs-marketplace.api.memo.bank/
- **GettingStarted** — https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- **Documentation** — https://docs-nextgenpsd2.api.memo.bank/
- **OAuthScopes** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/scopes/memo-bank-scopes.yml

## Other Memo Bank APIs (12)

- [Memo Bank Account assessments API](https://apis.io/apis/memo-bank/memo-bank-account-assessments-api/)
- [Memo Bank Accounts API](https://apis.io/apis/memo-bank/memo-bank-accounts-api/)
- [Memo Bank AIS API](https://apis.io/apis/memo-bank/memo-bank-ais-api/)
- [Memo Bank Attachments API](https://apis.io/apis/memo-bank/memo-bank-attachments-api/)
- [Memo Bank Collections API](https://apis.io/apis/memo-bank/memo-bank-collections-api/)
- [Memo Bank IBA Ns API](https://apis.io/apis/memo-bank/memo-bank-ibans-api/)
- [Memo Bank Mandate signature requests API](https://apis.io/apis/memo-bank/memo-bank-mandate-signature-requests-api/)
- [Memo Bank O Auth2 API](https://apis.io/apis/memo-bank/memo-bank-oauth2-api/)
- [Memo Bank PIS API](https://apis.io/apis/memo-bank/memo-bank-pis-api/)
- [Memo Bank Sandbox API](https://apis.io/apis/memo-bank/memo-bank-sandbox-api/)
- [Memo Bank Transactions API](https://apis.io/apis/memo-bank/memo-bank-transactions-api/)
- [Memo Bank Webhook API](https://apis.io/apis/memo-bank/memo-bank-webhook-api/)

## Tags

Transfers

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/memo-bank/memo-bank-transfers-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/memo-bank/.
