# Memo Bank Premium Bank API

**Canonical:** https://apis.io/apis/memo-bank/memo-bank-premium-bank-api/  
**Provider:** Memo Bank — https://apis.io/providers/memo-bank/  
**Base URL:** https://api.memo.bank  
**Documentation:** https://docs.api.memo.bank/

Memo Bank Premium Bank API is one of 3 APIs that [Memo Bank](https://apis.io/providers/memo-bank/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Banking, Payments, SEPA, SEPA Direct Debit, and Virtual IBAN. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

REST/JSON banking API for Memo Bank business customers, authenticated with RS256-signed JWT request tokens. Covers accounts and balances, transactions with typed transaction sources, virtual and standard IBANs, SEPA credit transfers (standard and instant), SEPA Direct Debit collections, mandate signature requests, SWIFT/RTGS wire transfers, bulk transfer and collection batches, transaction attachments, account assessments (IBAN/name verification), webhook management, and sandbox-only endpoints that simulate incoming transactions. 43 operations across 32 paths, plus an OpenAPI 3.1 webhooks block describing 34 event types.

## Machine-readable artifacts (8)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-premium-bank-api-openapi.yml
- **Documentation** — https://docs.api.memo.bank/
- **APIReference** — https://docs.api.memo.bank/version-2/
- **GettingStarted** — https://docs.api.memo.bank/topic/topic-getting-started
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/overlays/memo-bank-premium-bank-api-overlay.yaml
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/asyncapi/memo-bank-webhooks.yml
- **ToolCrosswalk** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/mcp/memo-bank-tool-crosswalk.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/apis.yml

## Other Memo Bank APIs (2)

- [Memo Bank Marketplace API](https://apis.io/apis/memo-bank/memo-bank-marketplace-api/)
- [Memo Bank NextGenPSD2 API](https://apis.io/apis/memo-bank/memo-bank-nextgenpsd2-api/)

## Tags

Banking, Payments, SEPA, SEPA Direct Debit, Virtual IBAN, Wire Transfers, Webhook

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/memo-bank/memo-bank-premium-bank-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/memo-bank/.