# Memo Bank PIS API

**Canonical:** https://apis.io/apis/memo-bank/memo-bank-pis-api/  
**Provider:** Memo Bank — https://apis.io/providers/memo-bank/  
**Base URL:** https://api.memo.bank  
**Documentation:** https://docs.api.memo.bank/

Memo Bank PIS API is one of 15 APIs that [Memo Bank](https://apis.io/providers/memo-bank/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include PIS. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

Payment Initiation Service. Payment initiation is done using the **integrated OAuth2** authentication flow described in NextGenPSD2 specifications. This means you first have to initiate a payment using the dedicated endpoint, then redirect the PSU to our authorisation page following the link present in the response (using `PIS:{paymentId}` as OAuth2 scope). After performing a strong customer authentication, the PSU will be redirected to your redirect URI with an **authorisation code** that you can then exchange for an **access token**. This **access token** is only needed to cancel a payment on behalf a PSU (this does not require a strong customer authentication). It is not needed to retrieve the current status of a payment.

## Operations (4)

| Method | Path | Summary |
|---|---|---|
| GET | `/v1/{payment-service}/{payment-product}/{paymentId}` | Get payment information |
| DELETE | `/v1/{payment-service}/{payment-product}/{paymentId}` | Cancel a payment. |
| GET | `/v1/{payment-service}/{payment-product}/{paymentId}/status` | Get payment initiation status |
| POST | `/v1/{payment-service}/{payment-product}` | Initiate a payment |

## Machine-readable artifacts (10)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-pis-api-openapi.yml
- **Documentation** — https://docs.api.memo.bank/
- **APIReference** — https://docs.api.memo.bank/version-2/
- **GettingStarted** — https://docs.api.memo.bank/topic/topic-getting-started
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/asyncapi/memo-bank-webhooks.yml
- **ToolCrosswalk** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/mcp/memo-bank-tool-crosswalk.yml
- **Documentation** — https://docs-marketplace.api.memo.bank/
- **GettingStarted** — https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- **Documentation** — https://docs-nextgenpsd2.api.memo.bank/
- **OAuthScopes** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/scopes/memo-bank-scopes.yml

## Other Memo Bank APIs (12)

- [Memo Bank Account assessments API](https://apis.io/apis/memo-bank/memo-bank-account-assessments-api/)
- [Memo Bank Accounts API](https://apis.io/apis/memo-bank/memo-bank-accounts-api/)
- [Memo Bank AIS API](https://apis.io/apis/memo-bank/memo-bank-ais-api/)
- [Memo Bank Attachments API](https://apis.io/apis/memo-bank/memo-bank-attachments-api/)
- [Memo Bank Collections API](https://apis.io/apis/memo-bank/memo-bank-collections-api/)
- [Memo Bank IBA Ns API](https://apis.io/apis/memo-bank/memo-bank-ibans-api/)
- [Memo Bank Mandate signature requests API](https://apis.io/apis/memo-bank/memo-bank-mandate-signature-requests-api/)
- [Memo Bank O Auth2 API](https://apis.io/apis/memo-bank/memo-bank-oauth2-api/)
- [Memo Bank Sandbox API](https://apis.io/apis/memo-bank/memo-bank-sandbox-api/)
- [Memo Bank Transactions API](https://apis.io/apis/memo-bank/memo-bank-transactions-api/)
- [Memo Bank Transfers API](https://apis.io/apis/memo-bank/memo-bank-transfers-api/)
- [Memo Bank Webhook API](https://apis.io/apis/memo-bank/memo-bank-webhook-api/)

## Tags

PIS

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/memo-bank/memo-bank-pis-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/memo-bank/.