# Memo Bank NextGenPSD2 API

**Canonical:** https://apis.io/apis/memo-bank/memo-bank-nextgenpsd2-api/  
**Provider:** Memo Bank — https://apis.io/providers/memo-bank/  
**Base URL:** https://api.memo.bank/nextgenpsd2  
**Documentation:** https://docs-nextgenpsd2.api.memo.bank/

Memo Bank NextGenPSD2 API is one of 3 APIs that [Memo Bank](https://apis.io/providers/memo-bank/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include PSD2, Berlin Group, Open Banking, Banking, and Payments. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

Berlin Group NextGenPSD2 XS2A implementation (Implementation Guidelines 1.3.11) exposing Account Information Service and Payment Initiation Service endpoints to licensed third-party payment service providers under PSD2. Provides account lists, details, balances and transactions, card account equivalents, and payment initiation, status and cancellation, secured with eIDAS certificates and an OAuth 2.0 authorization-code flow carrying AIS and PIS scopes.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-nextgenpsd2-api-openapi.yml
- **Documentation** — https://docs-nextgenpsd2.api.memo.bank/
- **OAuthScopes** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/scopes/memo-bank-scopes.yml
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/overlays/memo-bank-nextgenpsd2-api-overlay.yaml

## Other Memo Bank APIs (2)

- [Memo Bank Premium Bank API](https://apis.io/apis/memo-bank/memo-bank-premium-bank-api/)
- [Memo Bank Marketplace API](https://apis.io/apis/memo-bank/memo-bank-marketplace-api/)

## Tags

PSD2, Berlin Group, Open Banking, Banking, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/memo-bank/memo-bank-nextgenpsd2-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/memo-bank/.