# Memo Bank Collections API

**Canonical:** https://apis.io/apis/memo-bank/memo-bank-collections-api/  
**Provider:** Memo Bank — https://apis.io/providers/memo-bank/  
**Base URL:** https://api.memo.bank  
**Documentation:** https://docs.api.memo.bank/

Memo Bank Collections API is one of 15 APIs that [Memo Bank](https://apis.io/providers/memo-bank/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Collection. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

Collections are SEPA direct debit collections, including SEPA CORE direct debits and SEPA B2B direct debits. To initiate a direct debit, a **mandate** signed by the debtor is required. You have the option to use our [signature request](endpoint-mandate-signature-requests) workflow, which handles this signature, or you can choose to manage it yourself. Whichever method you select, you will only need to provide the mandate information when setting up the direct debit, not the signed document itself. They can be initiated asynchronously, one by one or in bulk. Unlike [transfers](#endpoint-transfers), collections can only be scheduled for a date in the future. As a result, their lifecycle is also simplified. <img src="https://assets.memo.bank/memobankapi/collections-lifecycle-api-v3.png" alt="Collections lifecycle" width="750">

## Operations (6)

| Method | Path | Summary |
|---|---|---|
| GET | `/v2/collections/{id}` | Get a collection |
| DELETE | `/v2/collections/{id}` | Cancel a SEPA Direct Debit collection |
| POST | `/v2/collections` | Schedule a SEPA Direct Debit collection |
| POST | `/v2/collections/bulks` | Create bulk collections |
| GET | `/v2/collections/bulks/{id}` | Get a bulk and its current progress |
| GET | `/v2/collections/bulks/{id}/collections` | Get the status of individual collection in a bulk |

## Machine-readable artifacts (10)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-collections-api-openapi.yml
- **Documentation** — https://docs.api.memo.bank/
- **APIReference** — https://docs.api.memo.bank/version-2/
- **GettingStarted** — https://docs.api.memo.bank/topic/topic-getting-started
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/asyncapi/memo-bank-webhooks.yml
- **ToolCrosswalk** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/mcp/memo-bank-tool-crosswalk.yml
- **Documentation** — https://docs-marketplace.api.memo.bank/
- **GettingStarted** — https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- **Documentation** — https://docs-nextgenpsd2.api.memo.bank/
- **OAuthScopes** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/scopes/memo-bank-scopes.yml

## Other Memo Bank APIs (12)

- [Memo Bank Account assessments API](https://apis.io/apis/memo-bank/memo-bank-account-assessments-api/)
- [Memo Bank Accounts API](https://apis.io/apis/memo-bank/memo-bank-accounts-api/)
- [Memo Bank AIS API](https://apis.io/apis/memo-bank/memo-bank-ais-api/)
- [Memo Bank Attachments API](https://apis.io/apis/memo-bank/memo-bank-attachments-api/)
- [Memo Bank IBA Ns API](https://apis.io/apis/memo-bank/memo-bank-ibans-api/)
- [Memo Bank Mandate signature requests API](https://apis.io/apis/memo-bank/memo-bank-mandate-signature-requests-api/)
- [Memo Bank O Auth2 API](https://apis.io/apis/memo-bank/memo-bank-oauth2-api/)
- [Memo Bank PIS API](https://apis.io/apis/memo-bank/memo-bank-pis-api/)
- [Memo Bank Sandbox API](https://apis.io/apis/memo-bank/memo-bank-sandbox-api/)
- [Memo Bank Transactions API](https://apis.io/apis/memo-bank/memo-bank-transactions-api/)
- [Memo Bank Transfers API](https://apis.io/apis/memo-bank/memo-bank-transfers-api/)
- [Memo Bank Webhook API](https://apis.io/apis/memo-bank/memo-bank-webhook-api/)

## Tags

Collection

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/memo-bank/memo-bank-collections-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/memo-bank/.