# Memo Bank Account assessments API

**Canonical:** https://apis.io/apis/memo-bank/memo-bank-account-assessments-api/  
**Provider:** Memo Bank — https://apis.io/providers/memo-bank/  
**Base URL:** https://api.memo.bank  
**Documentation:** https://docs.api.memo.bank/

Memo Bank Account assessments API is one of 15 APIs that [Memo Bank](https://apis.io/providers/memo-bank/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Account assessments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them. An assessment provides: * **Risk indicators**: Detection of fraudulent activity, suspicious patterns, and other risk signals. * **Identification matching**: Verify that the account name or other identifiers match the value known by the account holder. * **Account reachability**: Information about which payment schemes are supported by the account holder. Account assessments are processed asynchronously: you need to listen to `account_assessment_completed` and `account_assessment_failed` webhook events to know when its time to retrieve the assessment results. This feature is subject to specific pricing, please reach out to your banker to get more information.

## Operations (2)

| Method | Path | Summary |
|---|---|---|
| POST | `/v2/account_assessments` | Create an account assessment |
| GET | `/v2/account_assessments/{id}` | Get an account assessment |

## Machine-readable artifacts (11)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/openapi/memo-bank-account-assessments-api-openapi.yml
- **Documentation** — https://docs.api.memo.bank/
- **APIReference** — https://docs.api.memo.bank/version-2/
- **GettingStarted** — https://docs.api.memo.bank/topic/topic-getting-started
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/asyncapi/memo-bank-webhooks.yml
- **ToolCrosswalk** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/mcp/memo-bank-tool-crosswalk.yml
- **Documentation** — https://docs-marketplace.api.memo.bank/
- **GettingStarted** — https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- **Documentation** — https://docs-nextgenpsd2.api.memo.bank/
- **OAuthScopes** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/scopes/memo-bank-scopes.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/apis.yml

## Other Memo Bank APIs (12)

- [Memo Bank Accounts API](https://apis.io/apis/memo-bank/memo-bank-accounts-api/)
- [Memo Bank AIS API](https://apis.io/apis/memo-bank/memo-bank-ais-api/)
- [Memo Bank Attachments API](https://apis.io/apis/memo-bank/memo-bank-attachments-api/)
- [Memo Bank Collections API](https://apis.io/apis/memo-bank/memo-bank-collections-api/)
- [Memo Bank IBA Ns API](https://apis.io/apis/memo-bank/memo-bank-ibans-api/)
- [Memo Bank Mandate signature requests API](https://apis.io/apis/memo-bank/memo-bank-mandate-signature-requests-api/)
- [Memo Bank O Auth2 API](https://apis.io/apis/memo-bank/memo-bank-oauth2-api/)
- [Memo Bank PIS API](https://apis.io/apis/memo-bank/memo-bank-pis-api/)
- [Memo Bank Sandbox API](https://apis.io/apis/memo-bank/memo-bank-sandbox-api/)
- [Memo Bank Transactions API](https://apis.io/apis/memo-bank/memo-bank-transactions-api/)
- [Memo Bank Transfers API](https://apis.io/apis/memo-bank/memo-bank-transfers-api/)
- [Memo Bank Webhook API](https://apis.io/apis/memo-bank/memo-bank-webhook-api/)

## Tags

Account assessments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/memo-bank/memo-bank-account-assessments-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/memo-bank/.