Mastercard Mastercard API

swagger: '2.0'
info:
  title: Bill Payment Validator Account Opening Mastercard API
  description: This service is provided on behalf of the Mastercard Remote Payment and Presentment (RPPS) Bill Payment Processing Network, which supports consumer to business "push" bill payments (i.e. those which are not funded by debit/credit card transactions) in the U.S.
  version: '1.0'
  x-artifactId: billpay-api
  contact:
    name: Bill Pay Development Support
    email: Bill_Pay_Development_Support@mastercard.com
host: sandbox.api.mastercard.com
basePath: /billpayAPI/v1
schemes:
- https
consumes:
- application/json
produces:
- application/json
tags:
- name: Mastercard
paths:
  /mastercard-frauds:
    post:
      tags:
      - Mastercard
      operationId: submitMastercardFraud
      description: This endpoint allows the initiator to add a new fraud record using minimal input parameters for Mastercard built transactions. To submit a transaction as fraud, a match has to be found in the Mastercard transaction data repository(Data Warehouse).
      summary: Add a New Fraud Record Using Minimal Input Parameters for Mastercard Built Transactions.
      x-mastercard-api-encrypted: true
      requestBody:
        $ref: '#/components/requestBodies/FraudMastercardRequest'
      responses:
        '200':
          $ref: '#/components/responses/FraudAdditionException'
        '201':
          $ref: '#/components/responses/FraudAddition'
        '202':
          $ref: '#/components/responses/FraudAddAccepted'
        '400':
          $ref: '#/components/responses/BadRequestError'
        '401':
          $ref: '#/components/responses/UnauthorizedError'
        '403':
          $ref: '#/components/responses/ForbiddenError'
        '429':
          $ref: '#/components/responses/RateLimitExceededError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
    put:
      tags:
      - Mastercard
      operationId: updateMastercardFraud
      description: This endpoint allows the initiator to change an existing fraud record using minimal input parameters for Mastercard built transactions. The initiator can modify both successful and rejected fraud transactions and also modify transactions which are submitted via other channels such as GFT, file upload, and online.
      summary: Change an Existing Fraud Record Using Minimal Input Parameters for Mastercard Built Transactions.
      x-mastercard-api-encrypted: true
      requestBody:
        $ref: '#/components/requestBodies/FraudRequestChange'
      responses:
        '200':
          $ref: '#/components/responses/FraudDataChanged'
        '400':
          $ref: '#/components/responses/BadRequestError'
        '401':
          $ref: '#/components/responses/UnauthorizedError'
        '403':
          $ref: '#/components/responses/ForbiddenError'
        '429':
          $ref: '#/components/responses/RateLimitExceededError'
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
components:
  responses:
    UnauthorizedError:
      description: Unauthorized request.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorWrapper'
          examples:
            UnauthorizedExample:
              $ref: '#/components/examples/UnauthorizedExample'
    FraudAddition:
      description: Fraud submitted successfully.
      headers:
        Location:
          schema:
            type: string
          description: Refers to the created resource location.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Fraud'
          examples:
            FraudAdditionExample:
              $ref: '#/components/examples/FraudAdditionExample'
    FraudDataChanged:
      description: Fraud data changed successfully.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Fraud'
          examples:
            FraudDataChanged:
              $ref: '#/components/examples/FraudDataChanged'
            FraudDataChangedError:
              $ref: '#/components/examples/FraudDataChangedError'
    RateLimitExceededError:
      description: Too Many Requests.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorWrapper'
          examples:
            RateLimitExceededExample:
              $ref: '#/components/examples/RateLimitExceededExample'
    FraudAdditionException:
      description: Exception occurred while Fraud submission.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Fraud'
          examples:
            FraudAdditionRejectExample:
              $ref: '#/components/examples/FraudAdditionRejectExample'
            FraudAdditionSuspendExample:
              $ref: '#/components/examples/FraudAdditionSuspendExample'
    ForbiddenError:
      description: Consent not given.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorWrapper'
          examples:
            ForbiddenExample:
              $ref: '#/components/examples/ForbiddenExample'
    BadRequestError:
      description: Something was wrong with the request.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorWrapper'
          examples:
            BadRequestRefIdMissing:
              $ref: '#/components/examples/BadRequestRefIdMissing'
    FraudAddAccepted:
      description: Fraud submission accepted successfully.
      headers:
        Location:
          schema:
            type: string
          description: Refers to the created resource location.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Fraud'
          examples:
            FraudAddAcceptedExample:
              $ref: '#/components/examples/FraudAddAcceptedExample'
  schemas:
    FraudBase:
      type: object
      properties:
        refId:
          description: Unique identification generated by the transaction originator using UUID logic to unambiguously link a request and response message.
          example: ecb2d942-eabd-42b6-87fd-69c19692bdc6
          maxLength: 36
          minLength: 36
          type: string
        timestamp:
          description: Timestamp of the request initiation by the originator in the format 'YYYY-MM-DDThh:mm:ss:mmm+hh:mm'. The value of '+hh:mm' portion should always be '-05:00' or '-06:00' reflecting CST time.
          example: '2022-05-24T20:34:37+6:00'
          maxLength: 25
          minLength: 25
          type: string
        icaNumber:
          description: ICA number of the Issuer or Acquirer or Provider initiating the fraud submission request.
          example: '1076'
          maxLength: 7
          minLength: 3
          type: string
    SafeFraudProvider:
      description: Indicates the originator of the request. Value 10 is for Issuer and 20 for Acquirer.
      type: string
      example: '10'
      pattern: ^(10|20)
      minLength: 2
      maxLength: 2
    UpdatedMastercardFraud:
      allOf:
      - $ref: '#/components/schemas/APIDataElement'
      - type: object
        required:
        - providerId
        - auditControlNumber
        properties:
          providerId:
            $ref: '#/components/schemas/SafeFraudProvider'
          auditControlNumber:
            description: Unique number generated by FLD application and provided in the response message for a successful fraud record submission (FDA event). This is used as a reference to subsequently modify, delete or convert a suspended to a confirmed fraud record.
            type: string
            minLength: 15
            maxLength: 15
            example: '418142102142002'
          fraudPostedDate:
            description: Date on which the fraud is posted in FLD by the originator. Format is 'YYYYMMDD'.
            type: string
            minLength: 8
            maxLength: 8
            pattern: ^\d{4}(0[1-9]|1[012])(0[1-9]|[12][0-9]|3[01])$
            example: '20210120'
          fraudTypeCode:
            description: Code identifying the reason the originator submitted the transaction as fraud in FLD. Please refer to [Table 1](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-1-fraud-type-codes) for possible values.
            type: string
            minLength: 2
            maxLength: 2
            example: '04'
          fraudSubTypeCode:
            description: Code to further identify the reason why the originator submitted the transaction as fraud in FLD. This attribute is mandatory for Issuer but optional for Acquirer. Please refer to [Table 2](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-2-fraud-sub-type-codes) for possible values.
            type: string
            minLength: 1
            maxLength: 1
            example: U
          accountDeviceType:
            description: Indicates if the account uses a magnetic stripe, chip, pin, contactless or any combination thereof. Please refer to [Table 3](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-3-account-device-type-codes) for possible values.
            type: string
            minLength: 1
            maxLength: 1
            example: '1'
          cardholderReportedDate:
            description: Date on which the cardholder had reported the fraud. Format is 'YYYYMMDD'.
            type: string
            minLength: 8
            maxLength: 8
            pattern: ^\d{4}(0[1-9]|1[012])(0[1-9]|[12][0-9]|3[01])$
            example: '20210118'
          cardInPossession:
            description: Flag to indicate if the card holder was in possession of the card at the time the fraud occurred. Possible values are 'Y', 'N' and 'U' (for Unknown).
            type: string
            minLength: 1
            maxLength: 1
            example: N
          memo:
            description: Brief description by the originator providing some comment supporting the action.
            type: string
            minLength: 1
            maxLength: 1000
            example: This is a sample FDC minimal request.
    ErrorWrapper:
      description: Object containing the list of combination of error reason codes and their corresponding description (can provide up to 5 errors for a record). It will be absent if the request is processed by FLD application successfully.
      title: Error Response
      required:
      - Errors
      type: object
      properties:
        Errors:
          $ref: '#/components/schemas/Errors'
    CfcIndicator:
      description: Flag to indicate a single or dual message transaction. Possible values are - - 'ARN' for Acquirer Reference Number - 'BRN' for Banknet Reference Number - 'TRC' for Trace ID - 'SER' for Serial ID
      type: string
      enum:
      - ARN
      - BRN
      - TRC
      - SER
    Errors:
      title: Errors
      required:
      - Error
      type: object
      properties:
        Error:
          type: array
          description: Errors array wrapped in an error object
          items:
            $ref: '#/components/schemas/Error'
          example: []
    Fraud:
      allOf:
      - $ref: '#/components/schemas/FraudBase'
      - type: object
        required:
        - responseCode
        - responseMessage
        properties:
          responseCode:
            description: Response code indicating success or failure of the transaction at an API level. Errors at a record level will be handled through 'errorDetails' element associated with each record.
            type: string
            minLength: 3
            maxLength: 3
            example: '000'
          responseMessage:
            description: Transaction response description corresponding to the response code.
            type: string
            minLength: 1
            maxLength: 100
            example: Success
          icaNumber:
            description: ICA number of the originator provided in the request API which is echoed back. This attribute will be absent if the request is not processed by FLD application.
            type: string
            minLength: 3
            maxLength: 7
            example: '1076'
          auditControlNumber:
            description: Unique number generated by FLD application and provided in the response message for a successful fraud record submission ('FDA' event). This is used as a reference in the request API to subsequently modify, delete or convert a suspended to a confirmed fraud record and is echoed back. This attribute will be absent if the request is not processed by FLD application.
            type: string
            minLength: 15
            maxLength: 15
            example: '418142102142002'
          duplicateAuditControlNumbers:
            description: List of existing Audit Control Number which matches the request submitted for Mastercard-built or Issuer-built. This attribute will appear in case of the records already present while trying to submit or update the existing record.
            type: array
            items:
              type: string
            minItems: 1
            maxItems: 5
            uniqueItems: true
          matchLevelIndicator:
            description: Indicates if it is a Mastercard-built or Issuer-built record. Possible values are 'M' for Mastercard built record and 'I' for Issuer built record. This attribute will be absent if the request is not processed by FLD application.
            type: string
            minLength: 1
            maxLength: 1
            example: M
          financialTransactionIndicator:
            description: Indicates if the fraud record is being submitted against a financial transaction (having a clearing record) or a declined auth transaction (without a clearing record). Possible values are 'APPROVED' for financial transactions (having a clearing record) and 'DECLINED' for declined auth transactions (without a clearing record). This attribute will be absent if the request is not processed by FLD application.
            type: string
            minLength: 1
            maxLength: 20
            example: DECLINED
          authorizationResponse:
            description: Provides the 'Auth Response Code' and 'Auth Response Code Description' combination if 'Financial Transaction Indicator' value is 'DECLINED'. This attribute will be absent for all other scenarios.
            type: string
            minLength: 1
            maxLength: 200
            example: 05 - Do not honor
          previousStatus:
            description: Previous status of the transaction in terms of an FDC, FDD and FDE event.
            type: string
            minLength: 1
            maxLength: 50
            example: CONFIRMED-REJECTED
          currentStatus:
            description: Current status of the transaction in terms of an FDA, FDC, FDD and FDE event.
            type: string
            minLength: 1
            maxLength: 50
            example: CONFIRMED-SUCCESS
          channel:
            description: Fraud request submission fld channel name.
            type: string
            minLength: 1
            maxLength: 50
            example: Online
          errorDetails:
            $ref: '#/components/schemas/ErrorWrapper'
    MastercardFraud:
      allOf:
      - $ref: '#/components/schemas/APIDataElement'
      - type: object
        required:
        - providerId
        - transactionIdentifiers
        - cardNumber
        - transactionAmount
        - transactionDate
        - fraudTypeCode
        - accountDeviceType
        - cardInPossession
        properties:
          providerId:
            $ref: '#/components/schemas/SafeFraudProvider'
          transactionIdentifiers:
            type: array
            items:
              $ref: '#/components/schemas/TransactionIdentifier'
          cardNumber:
            description: Cardholder account number used in the fraudulent transaction. Card number to be verified through Luhn's algorithm.
            type: string
            minLength: 12
            maxLength: 19
            example: '5505135664572870000'
          transactionAmount:
            description: Transaction amount at the merchant location (without any decimals).
            type: string
            minLength: 1
            maxLength: 12
            example: '10350'
          transactionDate:
            description: Local date at the merchant location when the transaction occurred. Format is 'YYYYMMDD'.
            type: string
            minLength: 8
            maxLength: 8
            pattern: ^\d{4}(0[1-9]|1[012])(0[1-9]|[12][0-9]|3[01])$
            example: '20210115'
          fraudPostedDate:
            description: Date on which the fraud is posted in FLD by the originator. Format is 'YYYYMMDD'.It is optional field, if not provided FLD System will save it as System date.
            type: string
            minLength: 8
            maxLength: 8
            pattern: ^\d{4}(0[1-9]|1[012])(0[1-9]|[12][0-9]|3[01])$
            example: '20210120'
          fraudTypeCode:
            description: Code identifying the reason the originator submitted the transaction as fraud in FLD. Please refer to [Table 1](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-1-fraud-type-codes) for possible values.
            type: string
            minLength: 2
            maxLength: 2
            example: '04'
          fraudSubTypeCode:
            description: Code to further identify the reason that the originator submitted the transaction as a fraud in FLD. This attribute is mandatory for the Issuer but optional for the Acquirer. Please refer to [Table 2](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-2-fraud-sub-type-codes) for possible values.
            type: string
            minLength: 1
            maxLength: 1
            example: U
          accountDeviceType:
            description: Indicates if the account uses a magnetic stripe, chip, pin, contactless or any combination thereof. Please refer to [Table 3](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-3-account-device-type-codes) for possible values.
            type: string
            minLength: 1
            maxLength: 1
            example: '1'
          cardholderReportedDate:
            description: Date on which the cardholder had reported the fraud. Format is 'YYYYMMDD'.
            type: string
            minLength: 8
            maxLength: 8
            pattern: ^\d{4}(0[1-9]|1[012])(0[1-9]|[12][0-9]|3[01])$
            example: '20210118'
          cardInPossession:
            description: Flag to indicate if the card holder was in possession of the card at the time the fraud occurred. Possible values are 'Y', 'N' and 'U' (for Unknown).
            type: string
            minLength: 1
            maxLength: 1
            example: N
          avsResponseCode:
            description: The Address Verification Service response code in the Authorization Request Response. Please refer to [Table 4](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-4-avs-response-codes) for possible values.
            type: string
            minLength: 1
            maxLength: 1
            example: U
          authResponseCode:
            description: Indicates the result of the authorization request. Please refer to [Table 5](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-5-authorization-response-codes) for possible values.
            type: string
            minLength: 2
            maxLength: 2
            example: '01'
          memo:
            description: Brief description by the originator providing some comment supporting the action.
            type: string
            minLength: 1
            maxLength: 1000
            example: This is a sample FDA minimal request.
    TransactionIdentifier:
      description: Transaction Identifier containing CFC Indicator the key and value pair.
      type: object
      properties:
        cfcKey:
          $ref: '#/components/schemas/CfcIndicator'
        cfcValue:
          description: Actual value depending on the 'CFC Indicator' subject to the following validations 1. For ARN, Min Length is 23, Max Length is 23 and Data Type is N. 2. For BRN, Min Length is 6, Max Length is 9 and Data Type is AN. 3. For TRC, Min Length is 6, Max Length is 6 and Data Type is N. 4. For SER, Min Length is 9, Max Length is 9 and Data Type is N.
          type: string
          minLength: 6
          maxLength: 23
          example: 0111111111999999999999
    APIDataElement:
      required:
      - refId
      - timestamp
      - icaNumber
      type: object
      properties:
        refId:
          description: Unique identification generated by the transaction originator using UUID logic to unambiguously link a request and response message.
          type: string
          minLength: 36
          maxLength: 36
          example: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp:
          type: string
          description: Timestamp of the request initiation by the originator in the format 'YYYY-MM-DDThh:mm:ss:mmm+hh:mm'. The value of '+hh:mm' portion should always be '-05:00' or '-06:00' reflecting CST time.
          minLength: 25
          maxLength: 25
          example: '2021-02-02T02:34:37-06:00'
        icaNumber:
          description: ICA number of the Issuer or Acquirer initiating the fraud submission request.
          type: string
          minLength: 3
          maxLength: 7
          example: '1076'
        issuerSCAExemption:
          description: Issuer SCA (Strong Customer Authentication) Exemption value. Please refer to [Table 16](https://developer.mastercard.com/fld-fraud-submission/documentation/parameters/annexure-1/#table-16-issuer-sca-strong-customer-authentication-exemption) for possible values.
          type: string
          minLength: 1
          maxLength: 2
          example: 09
    Error:
      title: ErrorMessage
      required:
      - Description
      - ReasonCode
      type: object
      properties:
        Source:
          type: string
          description: The application or component that generated this error.
          minLength: 3
          maxLength: 50
          example: FLD
        ReasonCode:
          type: string
          description: Reason code is a unique constant identifying the error case encountered during request processing.
          minLength: 5
          maxLength: 100
          example: VALIDATION_ERROR
        Description:
          type: string
          description: Human-readable short description of the reasonCode
          minLength: 10
          maxLength: 250
          example: Reference Id is not provided
        Details:
          type: string
          description: Optional detailed description provides information about data received and calculated during request processing.  This helps the user to diagnose errors.
          minLength: 0
          maxLength: 1000
          example: This is mandatory field while requesting for fraud submission.
        Recoverable:
          type: boolean
          description: Recoverable flag indicates whether this error is always returned for this request, or retrying could change the outcome.  For example, 'true' or 'false'.
          example: false
  examples:
    UnauthorizedExample:
      value:
        Errors:
          Error:
          - Source: fld
            ReasonCode: UNAUTHORIZED_REQUEST
            Description: Unauthorized request
            Recoverable: false
    FraudAdditionRejectExample:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:40-06:00'
        responseCode: '100'
        responseMessage: Failure
        errorDetails:
          Errors:
            Error:
            - ReasonCode: '60004'
              Description: 'CardNumber attribute value length not in range. Minimum Length:12 and Maximum Length: 19.'
    RateLimitExceededExample:
      value:
        Errors:
          Error:
          - Source: fld
            ReasonCode: RATE_LIMIT_EXCEEDED
            Description: You have exceeded the service rate limit. Maximum allowed 10 TPS.
            Recoverable: true
            details: null
    FraudDataChanged:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:40-06:00'
        responseCode: '000'
        responseMessage: Success
        icaNumber: '1076'
        auditControlNumber: '123111111000025'
        previousStatus: CONFIRMED-REJECTED
        currentStatus: CONFIRMED-SUCCESS
        matchLevelIndicator: M
        financialTransactionIndicator: DECLINED
        authorizationResponse: 05 - Do not honor
    FraudChangeExample:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:37-06:00'
        icaNumber: '1076'
        providerId: '10'
        auditControlNumber: '123111111000025'
        fraudPostedDate: '20210316'
        fraudTypeCode: '01'
        fraudSubTypeCode: N
        accountDeviceType: '1'
        cardholderReportedDate: '20210314'
        cardInPossession: Y
        memo: This is a sample FDC minimal request.
        issuerSCAExemption: 09
    FraudDataChangedError:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:40-06:00'
        responseCode: '100'
        responseMessage: Failure
        errorDetails:
          Errors:
            Error:
            - ReasonCode: '60003'
              Description: icaNumber incorrect datatype of attribute value.
    BadRequestRefIdMissing:
      value:
        Errors:
          Error:
          - Source: fld
            ReasonCode: VALIDATION_ERROR
            Description: Reference Id is not provided
            Recoverable: false
    FraudAdditionExample:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:40-06:00'
        responseCode: '000'
        responseMessage: Success
        icaNumber: '1076'
        auditControlNumber: '123111111000025'
        currentStatus: CONFIRMED-SUCCESS
        matchLevelIndicator: M
        financialTransactionIndicator: DECLINED
        authorizationResponse: 05 - Do not honor
    MastercardFraudExample:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:37-06:00'
        icaNumber: '1076'
        providerId: '10'
        transactionIdentifiers:
        - cfcKey: ARN
          cfcValue: 0712141161891099999900
        - cfcKey: BRN
          cfcValue: 999RRR
        cardNumber: '5505135664572870008'
        transactionAmount: '5505'
        transactionDate: '20200713'
        fraudPostedDate: '20210316'
        fraudTypeCode: '01'
        fraudSubTypeCode: N
        accountDeviceType: '1'
        cardholderReportedDate: '20210314'
        cardInPossession: Y
        avsResponseCode: U
        authResponseCode: '00'
        memo: This is a sample FDA minimal request.
        issuerSCAExemption: 09
    FraudAddAcceptedExample:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:40-06:00'
        responseCode: '001'
        responseMessage: Pending
        icaNumber: '1076'
        auditControlNumber: '123111111000025'
    FraudAdditionSuspendExample:
      value:
        refId: ecb2d942-eabd-42b6-87fd-69c19692bdc6
        timestamp: '2021-03-16T20:34:40-06:00'
        responseCode: '201'
        responseMessage: Failure
        icaNumber: '1076'
        auditControlNumber: '123111111000025'
        matchLevelIndicator: M
        currentStatus: CONFIRMED-SUSPENDED
        duplicateAuditControlNumbers:
        - 000222520077829
        - 000222520077830
        - 000222520077831
        - 000222520077832
        - 000222520077833
        errorDetails:
          Errors:
            Error:
            - ReasonCode: '30100'
              Description: Potential Duplicate Data Found, Record is suspended.
    ForbiddenExample:
      value:
        Errors:
          Error:
          - Source: fld
            ReasonCode: CONSENT_NOT_GIVEN
            Description: User Consent Not Given
            Recoverable: false
  requestBodies:
    FraudRequestChange:
      description: Change an existing fraud record using minimal input parameters for Mastercard built transactions. This endpoint uses [ payload encryption](https://developer.mastercard.com/platform/documentation/security-and-authentication/securing-sensitive-data-using-payload-encryption/). Please refer to the [reference application](https://developer.mastercard.com/fld-fraud-submission/documentation/api-reference/) page for implementation details.
      required: true
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/UpdatedMastercardFraud'
          examples:
            FraudChangeExample:
              $ref: '#/components/examples/FraudChangeExample'
    FraudMastercardRequest:
      description: Add a new fraud record using minimal input parameters for Mastercard built transactions. This endpoint uses [payload encryption](https://developer.mastercard.com/platform/documentation/security-and-authentication/securing-sensitive-data-using-payload-encryption/). Please refer to the [reference application](https://developer.mastercard.com/fld-fraud-submission/documentation/api-reference/) page for implementation details.
      required: true
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/MastercardFraud'
          examples:
            MastercardFraudExample:
              $ref: '#/components/examples/MastercardFraudExample'