# Marqeta Credit Substatuses API

**Canonical:** https://apis.io/apis/marqeta/marqeta-credit-substatuses-api/  
**Provider:** Marqeta — https://apis.io/providers/marqeta/  
**Base URL:** https://sandbox-api.marqeta.com/v3  
**Documentation:** https://www.marqeta.com/docs/core-api

Marqeta Credit Substatuses API is one of 81 APIs that [Marqeta](https://apis.io/providers/marqeta/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Credit Substatuses. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

// Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Credit substatuses can be applied to credit accounts or credit account holders. Substatuses should be applied only after verification with Customer Support and after the cardholder request for the substatus designation has been accepted. Substatuses define specific circumstances, such as bankruptcy, hardship or fraud. They also affect account behavior or activity, including interest accrual, authorization requests, and account termination. Substatus downstream account actions are not always reversible for the cardholder, which means that substatuses should be applied with caution. Use the substatus endpoints to apply or remove a substatus for a credit account or user. Applying a substatus causes immediate downstream changes to the account. For additional information about substatuses, see <</developer-guides/about-credit-accounts#_account-substatuses,Account substatuses>> or <</developer-guides/about-credit-accounts#_account-holder-substatuses,Account holder substatuses>> in the <</developer-guides/about-credit-accounts,About Credit Accounts>> guide. [NOTE] ==== The substatus `SCRA` stands for "Servicemembers Civilian Relief Act." The substatus `MLA` stands for "Military Lending Act." ==== For more information about receiving webhook notifications when account transition events occur, see <</core-api/event-types#_credit-substatus-events,Credit substatus events>> on the <</core-api/event-types,Event Types>> page. [IMPORTANT] ==== If you are a Managed by Marqeta customer, a Marqeta customer service representative will apply the appropriate substatuses. ====

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/marqeta/refs/heads/main/openapi/marqeta-credit-substatuses-api-openapi.yml
- **Documentation** — https://www.marqeta.com/docs/core-api
- **GraphQL** — https://raw.githubusercontent.com/api-evangelist/marqeta/refs/heads/main/graphql/marqeta-graphql.md
- **Documentation** — https://www.marqeta.com/docs/diva-api

## Other Marqeta APIs (12)

- [Marqeta Webhooks](https://apis.io/apis/marqeta/webhooks/)
- [Marqeta Risk Controller / Real-Time Decisioning](https://apis.io/apis/marqeta/risk-controller/)
- [Marqeta accepted countries API](https://apis.io/apis/marqeta/marqeta-accepted-countries-api/)
- [Marqeta Account API](https://apis.io/apis/marqeta/marqeta-account-api/)
- [Marqeta Account Bundle Transitions API](https://apis.io/apis/marqeta/marqeta-account-bundle-transitions-api/)
- [Marqeta Account Cards API](https://apis.io/apis/marqeta/marqeta-account-cards-api/)
- [Marqeta Account Documents API](https://apis.io/apis/marqeta/marqeta-account-documents-api/)
- [Marqeta account holder groups API](https://apis.io/apis/marqeta/marqeta-account-holder-groups-api/)
- [Marqeta Account Refunds API](https://apis.io/apis/marqeta/marqeta-account-refunds-api/)
- [Marqeta Account Rewards API](https://apis.io/apis/marqeta/marqeta-account-rewards-api/)
- [Marqeta Account Signup Bonus API](https://apis.io/apis/marqeta/marqeta-account-signup-bonus-api/)
- [Marqeta Account Transitions API](https://apis.io/apis/marqeta/marqeta-account-transitions-api/)

## Tags

Credit Substatuses

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/marqeta/marqeta-credit-substatuses-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/marqeta/.