# Lloyds Banking Group Variable Recurring Payments API

**Canonical:** https://apis.io/apis/lloyds-banking-group/variable-recurring-payments-api/  
**Provider:** Lloyds Banking Group — https://apis.io/providers/lloyds-banking-group/  
**Base URL:** https://api.lloydsbank.com/open-banking/v3.1  
**Documentation:** https://developer.lloydsbanking.com/prod01/lbg/products

Lloyds Banking Group Variable Recurring Payments API is one of 6 APIs that [Lloyds Banking Group](https://apis.io/providers/lloyds-banking-group/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Variable Recurring Payments, VRP, and Payments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

OBIE Variable Recurring Payments (VRP) profile API enabling consent-based recurring payments under a customer-agreed mandate, including sweeping between a customer's own accounts. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer-portal onboarding. Spec provenance is the shared OBIE VRP standard, not a Lloyds-proprietary contract.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/lloyds-banking-group/refs/heads/main/openapi/obie-vrp-openapi.yaml
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/lloyds-banking-group/refs/heads/main/overlays/lloyds-banking-group-vrp-overlay.yaml
- **Documentation** — https://developer.lloydsbanking.com/prod01/lbg/get-started
- **APIReference** — https://developer.lloydsbanking.com/prod01/lbg/products

## Other Lloyds Banking Group APIs (5)

- [Lloyds Banking Group Open Data API](https://apis.io/apis/lloyds-banking-group/open-data-api/)
- [Lloyds Banking Group Account and Transaction Information API](https://apis.io/apis/lloyds-banking-group/account-information-api/)
- [Lloyds Banking Group Payment Initiation API](https://apis.io/apis/lloyds-banking-group/payment-initiation-api/)
- [Lloyds Banking Group Confirmation of Funds API](https://apis.io/apis/lloyds-banking-group/confirmation-of-funds-api/)
- [Lloyds Banking Group Event Notifications API](https://apis.io/apis/lloyds-banking-group/event-notifications-api/)

## Tags

Variable Recurring Payments, VRP, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/lloyds-banking-group/variable-recurring-payments-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/lloyds-banking-group/.