# Lloyds Banking Group Confirmation of Funds API

**Canonical:** https://apis.io/apis/lloyds-banking-group/confirmation-of-funds-api/  
**Provider:** Lloyds Banking Group — https://apis.io/providers/lloyds-banking-group/  
**Base URL:** https://api.lloydsbank.com/open-banking/v3.1  
**Documentation:** https://developer.lloydsbanking.com/prod01/lbg/products

Lloyds Banking Group Confirmation of Funds API is one of 6 APIs that [Lloyds Banking Group](https://apis.io/providers/lloyds-banking-group/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Confirmation of Funds, CBPII, and Open Banking. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

OBIE Read/Write Confirmation of Funds (CBPII) API allowing an authorised card-based payment instrument issuer to check whether funds are available on a customer account. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer-portal onboarding and Open Banking directory registration. Spec provenance is the shared OBIE Read/Write standard, not a Lloyds-proprietary contract.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/lloyds-banking-group/refs/heads/main/openapi/obie-confirmation-funds-openapi.yaml
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/lloyds-banking-group/refs/heads/main/overlays/lloyds-banking-group-confirmation-funds-overlay.yaml
- **Documentation** — https://developer.lloydsbanking.com/prod01/lbg/get-started
- **APIReference** — https://developer.lloydsbanking.com/prod01/lbg/products

## Other Lloyds Banking Group APIs (5)

- [Lloyds Banking Group Open Data API](https://apis.io/apis/lloyds-banking-group/open-data-api/)
- [Lloyds Banking Group Account and Transaction Information API](https://apis.io/apis/lloyds-banking-group/account-information-api/)
- [Lloyds Banking Group Payment Initiation API](https://apis.io/apis/lloyds-banking-group/payment-initiation-api/)
- [Lloyds Banking Group Variable Recurring Payments API](https://apis.io/apis/lloyds-banking-group/variable-recurring-payments-api/)
- [Lloyds Banking Group Event Notifications API](https://apis.io/apis/lloyds-banking-group/event-notifications-api/)

## Tags

Confirmation of Funds, CBPII, Open Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/lloyds-banking-group/confirmation-of-funds-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/lloyds-banking-group/.