Lithic Transfer Limits API

openapi: 3.1.0
info:
  contact:
    email: support@lithic.com
  description: 'The Lithic Developer API is designed to provide a predictable programmatic interface for accessing your Lithic account through an API and transaction webhooks.

    Note that your API key is a secret and should be treated as such. Don''t share it with anyone, including us. We will never ask you for it.

    '
  termsOfService: https://lithic.com/legal/terms
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.txt
  title: Lithic Developer 3DS Transfer Limits API
  version: 1.0.0
servers:
- description: Sandbox environment that provides key functionality mirroring production
  url: https://sandbox.lithic.com
security:
- ApiKeyAuth: []
tags:
- name: Transfer Limits
paths:
  /v1/transfer_limits:
    get:
      description: Get transfer limits for a specified date
      operationId: getTransferLimits
      parameters:
      - description: Date for which to retrieve transfer limits (ISO 8601 format)
        example: '2025-11-10'
        in: query
        name: date
        required: false
        schema:
          format: date
          type: string
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/transfer_limits_response'
          description: OK
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/UnprocessableEntity'
        '429':
          $ref: '#/components/responses/TooManyRequests'
      summary: Get transfer limits
      tags:
      - Transfer Limits
components:
  schemas:
    directional_limits:
      title: Directional Limits
      type: object
      properties:
        credit:
          description: Credit limits
          $ref: '#/components/schemas/limit_with_progress'
        debit:
          description: Debit limits
          $ref: '#/components/schemas/limit_with_progress'
      required:
      - credit
      - debit
    error:
      type: object
      properties:
        debugging_request_id:
          type: string
          format: uuid
          description: Identifier to help debug an error.
        message:
          type: string
          description: Explanation of error response.
      required:
      - debugging_request_id
      - message
    transfer_limit_item:
      title: Transfer Limit Item
      type: object
      properties:
        company_id:
          description: Company ID
          type: string
        is_fbo:
          description: Whether the company is a FBO; based on the company ID prefix
          type: boolean
        date:
          description: The date for the limit view (ISO format)
          type: string
          format: date
        program_limit_per_transaction:
          description: Program transaction limits
          $ref: '#/components/schemas/directional_limits'
        daily_limit:
          description: Daily limits with progress
          $ref: '#/components/schemas/directional_limits'
        monthly_limit:
          description: Monthly limits with progress
          $ref: '#/components/schemas/directional_limits'
      required:
      - company_id
      - is_fbo
      - date
      - program_limit_per_transaction
      - daily_limit
      - monthly_limit
    transfer_limits_response:
      title: Transfer Limits Response
      type: object
      properties:
        data:
          description: List of transfer limits
          type: array
          items:
            $ref: '#/components/schemas/transfer_limit_item'
        has_more:
          description: Whether there are more transfer limits
          type: boolean
      required:
      - data
      - has_more
    limit_with_progress:
      title: Limit With Progress
      type: object
      properties:
        limit:
          description: The limit amount
          type: integer
          minimum: 0
        amount_originated:
          description: Amount originated towards limit
          type: integer
          minimum: 0
      required:
      - limit
  responses:
    Unauthorized:
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/error'
      description: '|   |   |

        |---|---|

        | User has not been authenticated | Invalid or missing API key |

        | API key is not active | The API key used is no longer active |

        | Could not find API key | The API key provided is not associated with any user |

        | Please provide API key in Authorization header | The Authorization header is not in the request |

        | Please provide API key in the form Authorization: [api-key] | The Authorization header is not formatted properly |

        | Insufficient privileges. Issuing API key required | Write access requires an Issuing API key. Reach out at [lithic.com/contact](https://lithic.com/contact) |

        | Insufficient privileges to create virtual cards. | Creating virtual cards requires an additional privilege | Reach out at [lithic.com/contact](https://lithic.com/contact) |

        '
    BadRequest:
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/error'
      description: A parameter in the query given in the request does not match the valid queries for the endpoint.
    TooManyRequests:
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/error'
      description: 'Client has exceeded the number of allowed requests in a given time period.


        |   |   |

        |---|---|

        | Rate limited, too many requests per second | User has exceeded their per second rate limit |

        | Rate limited, reached daily limit | User has exceeded their daily rate limit |

        | Rate limited, too many keys tried | One IP has queried too many different API keys |

        '
    UnprocessableEntity:
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/error'
      description: Unprocessable entity.
  securitySchemes:
    ApiKeyAuth:
      in: header
      name: Authorization
      type: apiKey