# Kroo Confirmation of Funds API

**Canonical:** https://apis.io/apis/kroo/kroo-confirmation-of-funds-api/  
**Provider:** Kroo — https://apis.io/providers/kroo/  
**Documentation:** https://developer.kroo.banfico.io/

Kroo Confirmation of Funds API is one of 3 APIs that [Kroo](https://apis.io/providers/kroo/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Confirmation of Funds, CBPII, Open Banking, and OBIE. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

Kroo's PSD2 Confirmation of Funds Service (CBPII) dedicated interface, conformant to the OBIE Read/Write Confirmation of Funds API Standard. Lets FCA-authorised CBPII third parties confirm, with customer consent, whether a specified amount is available on a Kroo account without disclosing the balance. FAPI-secured (OAuth2/OIDC + mTLS + PSD2 SCA via CIBA); access requires TPP onboarding through the Kroo developer portal.

## Machine-readable artifacts (5)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/kroo/refs/heads/main/openapi/obie-confirmation-funds-openapi.yaml
- **Documentation** — https://developer.kroo.banfico.io/
- **APIReference** — https://github.com/OpenBankingUK/read-write-api-specs
- **Documentation** — https://kroo.com/blog/open-banking-at-kroo
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/kroo/refs/heads/main/overlays/kroo-confirmation-funds-overlay.yaml

## Other Kroo APIs (2)

- [Kroo Account and Transaction Information API](https://apis.io/apis/kroo/kroo-account-information-api/)
- [Kroo Payment Initiation API](https://apis.io/apis/kroo/kroo-payment-initiation-api/)

## Tags

Confirmation of Funds, CBPII, Open Banking, OBIE

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/kroo/kroo-confirmation-of-funds-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/kroo/.