# Klarna Kosma KYC API

**Canonical:** https://apis.io/apis/klarna-kosma/klarna-kosma-kyc-api/  
**Provider:** Klarna Kosma — https://apis.io/providers/klarna-kosma/  
**Base URL:** https://api.openbanking.klarna.com  
**Documentation:** https://www.klarna.com/kosma/

Klarna Kosma KYC API is one of 6 APIs that [Klarna Kosma](https://apis.io/providers/klarna-kosma/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Open Banking, KYC, Identity Verification, Account Ownership, and Compliance. The published artifact set on APIs.io includes API documentation.

Kosma KYC layers account ownership and identity verification on top of the Kosma AIS connectivity. It confirms that the consumer authenticating against their bank is the legitimate account holder, returns verified name and account attributes, and supports KYC, AML, and onboarding workflows for lenders, fintechs, neobanks, and crypto on-ramps across the EEA and the UK.

## Machine-readable artifacts (1)

- **Documentation** — https://www.klarna.com/kosma/

## Other Klarna Kosma APIs (5)

- [Klarna Kosma XS2A API](https://apis.io/apis/klarna-kosma/klarna-kosma-xs2a-api/)
- [Klarna Kosma Auth API](https://apis.io/apis/klarna-kosma/klarna-kosma-auth-api/)
- [Klarna Kosma Consent API](https://apis.io/apis/klarna-kosma/klarna-kosma-consent-api/)
- [Klarna Kosma Insights API](https://apis.io/apis/klarna-kosma/klarna-kosma-insights-api/)
- [Klarna Kosma Payments API](https://apis.io/apis/klarna-kosma/klarna-kosma-payments-api/)

## Tags

Open Banking, KYC, Identity Verification, Account Ownership, Compliance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/klarna-kosma/klarna-kosma-kyc-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/klarna-kosma/.