# Hypto Banking API

**Canonical:** https://apis.io/apis/hypto/hypto-banking-api/  
**Provider:** Hypto — https://apis.io/providers/hypto/  
**Base URL:** https://partners.hypto.in  
**Documentation:** https://www.hypto.in/docs

Hypto Banking API is one of 7 APIs that [Hypto](https://apis.io/providers/hypto/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. This API exposes 6 JSON Schema definitions. Tagged areas include Banking. The published artifact set on APIs.io includes an OpenAPI specification and 6 JSON Schemas.

This section explains how to create virtual accounts that can be used to receive collections and deposits using any fund transfer mode.

## Operations (22)

| Method | Path | Summary |
|---|---|---|
| GET | `/api/accounts/balance` | Fetch Balance |
| GET | `/api/accounts/connected_banking_balance` | Fetch Connected Banking Balance |
| GET | `/api/transactions` | Fetch Account Statement |
| POST | `/api/virtual_accounts` | Create Virtual Account |
| GET | `/api/virtual_accounts/{id}` | Fetch Virtual Account Details |
| POST | `/api/virtual_accounts/{id}/modify` | Update Virtual Account |
| POST | `/api/virtual_accounts/{id}/activate` | Activate Virtual Account |
| POST | `/api/virtual_accounts/{id}/deactivate` | Deactivate Virtual Account |
| GET | `/api/virtual_accounts ` | List Virtual Accounts |
| GET | `/api/virtual_accounts/search` | Search Virtual Accounts |
| GET | `/api/virtual_accounts/transactions` | Virtual Account Txn List |
| GET | `/api/transactions/{id}` | Fetch Virtual Account Txn |
| POST | `/api/virtual_accounts/{id}/transfer` | Virtual Account - Bank Transfer |
| GET | `/api/virtual_accounts/{id}/transfer/{reference_number}` | Fetch Status of VA - Bank Transfer |
| GET | `/api/virtual_accounts/invalid_credits` | List Invalid Credits |
| GET | `/api/virtual_accounts/invalid_credits/{id}` | Search Invalid Credits |
| POST | `/api/virtual_accounts/invalid_credits/{id}/refund_action` | Invalid Credits - Refund Action |
| GET | `/api/virtual_accounts/invalid_credits/{id}/refunds` | Invalid Credits - List Refunds |
| GET | `/api/virtual_accounts/invalid_credits/{id}/refund_status` | Invalid Credits - Refund Status |
| POST | `/api/verify/bank_account` | Verify Bank Account |
| GET | `/api/verify/bank_status/{reference_number}` | Bank Verification Status |
| GET | `/api/ifscs/{ifsc}` | Fetch IFSC Details |

## Machine-readable artifacts (8)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/openapi/hypto-banking-api-openapi.yml
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/json-schema/hypto-received-va-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/json-schema/hypto-received-upi-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/json-schema/hypto-bank-verification-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/json-schema/hypto-upi-verification-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/json-schema/hypto-account-schema.json
- **JSONSchema** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/json-schema/hypto-upi-schema.json
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/hypto/refs/heads/main/apis.yml

## Other Hypto APIs (6)

- [Hypto Generate QR API](https://apis.io/apis/hypto/hypto-generate-qr-api/)
- [Hypto Payments API](https://apis.io/apis/hypto/hypto-payments-api/)
- [Hypto Status API](https://apis.io/apis/hypto/hypto-status-api/)
- [Hypto UPI API](https://apis.io/apis/hypto/hypto-upi-api/)
- [Hypto UPI Collections API](https://apis.io/apis/hypto/hypto-upi-collections-api/)
- [Hypto Webhooks API](https://apis.io/apis/hypto/hypto-webhooks-api/)

## Tags

Banking

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/hypto/hypto-banking-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/hypto/.