# Highnote Money Movement API

**Canonical:** https://apis.io/apis/highnote/highnote-money-movement-api/  
**Provider:** Highnote — https://apis.io/providers/highnote/  
**Base URL:** https://api.us.highnote.com/graphql  
**Documentation:** https://docs.highnote.com/docs/money-movement/about-money-movement

Highnote Money Movement API is one of 7 APIs that [Highnote](https://apis.io/providers/highnote/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Money Movement, ACH, Wire Transfers, RTP, and Instant Payments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

Move funds across multiple payment rails from a single API surface (initiateTransferBetweenFinancialAccounts, initiateAchTransfer, initiateUnifiedFundsTransfer). Supports standard and same-day ACH, domestic wire, Real-Time Payments (RTP), and near-real-time push-to-card via Mastercard Move and Visa Direct, with FedNow noted as coming soon. On-us transfers between Highnote financial accounts settle instantly; external transfers route over the appropriate network rail based on cost, speed, and destination.

## Machine-readable artifacts (5)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/highnote/refs/heads/main/openapi/highnote-graphql-api-openapi.yml
- **Documentation** — https://docs.highnote.com/docs/money-movement/about-money-movement
- **Documentation** — https://docs.highnote.com/docs/money-movement/payment-rails/transfer-funds-api
- **APIReference** — https://docs.highnote.com/docs/api-reference/mutation
- **GraphQL** — https://raw.githubusercontent.com/api-evangelist/highnote/refs/heads/main/graphql/highnote-graphql.md

## Other Highnote APIs (6)

- [Highnote Issuing API](https://apis.io/apis/highnote/highnote-issuing-api/)
- [Highnote Account Holders & Onboarding API](https://apis.io/apis/highnote/highnote-account-holders-api/)
- [Highnote Acquiring API](https://apis.io/apis/highnote/highnote-acquiring-api/)
- [Highnote Transactions & Disputes API](https://apis.io/apis/highnote/highnote-transactions-api/)
- [Highnote Spend Controls & Collaborative Authorization API](https://apis.io/apis/highnote/highnote-spend-controls-api/)
- [Highnote Webhooks & Event Notifications API](https://apis.io/apis/highnote/highnote-webhooks-api/)

## Tags

Money Movement, ACH, Wire Transfers, RTP, Instant Payments, Push to Card, GraphQL, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/highnote/highnote-money-movement-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/highnote/.