Flutterwave VirtualAccounts API

Issue virtual NUBANs for pay-with-bank-transfer collections.

Operations 4

GET /virtual-accounts List All Virtual Accounts #
POST /virtual-accounts Create A Virtual Account #
GET /virtual-accounts/{id} Retrieve A Virtual Account #
PUT /virtual-accounts/{id} Update A Virtual Account #

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API
curl "https://apis.io/api/v1/apis/flutterwave-virtualaccounts-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

flutterwave-virtualaccounts-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Flutterwave Banks AccountResolution Virtual Accounts API
  description: 'Flutterwave v4 reference data APIs for supported banks, bank branches,

    mobile networks, and bank account name resolution. These endpoints are

    used to populate dropdowns and validate destination accounts before

    initiating payouts.

    '
  version: 4.0.0
  contact:
    name: Flutterwave
    url: https://developer.flutterwave.com
    email: developers@flutterwavego.com
  license:
    name: Flutterwave Terms of Service
    url: https://flutterwave.com/us/terms
servers:
- url: https://api.flutterwave.cloud/f4b/production
  description: Production
- url: https://api.flutterwave.cloud/f4b/sandbox
  description: Sandbox
security:
- OAuth2: []
tags:
- name: VirtualAccounts
  description: Issue virtual NUBANs for pay-with-bank-transfer collections.
paths:
  /virtual-accounts:
    get:
      summary: List All Virtual Accounts
      operationId: listVirtualAccounts
      tags:
      - VirtualAccounts
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccountList'
    post:
      summary: Create A Virtual Account
      operationId: createVirtualAccount
      tags:
      - VirtualAccounts
      parameters:
      - $ref: '#/components/parameters/IdempotencyKey'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/VirtualAccountRequest'
      responses:
        '201':
          description: Virtual Account Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccount'
  /virtual-accounts/{id}:
    parameters:
    - in: path
      name: id
      required: true
      schema:
        type: string
    get:
      summary: Retrieve A Virtual Account
      operationId: getVirtualAccount
      tags:
      - VirtualAccounts
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccount'
    put:
      summary: Update A Virtual Account
      operationId: updateVirtualAccount
      tags:
      - VirtualAccounts
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/VirtualAccountRequest'
      responses:
        '200':
          description: Virtual Account Updated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccount'
components:
  schemas:
    VirtualAccountRequest:
      type: object
      required:
      - currency
      properties:
        currency:
          type: string
        amount:
          type: number
        customer_id:
          type: string
        reference:
          type: string
        narration:
          type: string
        bvn:
          type: string
        is_permanent:
          type: boolean
        expiry:
          type: integer
          description: Expiry in minutes.
    VirtualAccountList:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/VirtualAccount'
    VirtualAccount:
      type: object
      properties:
        id:
          type: string
        account_number:
          type: string
        bank_name:
          type: string
        account_reference:
          type: string
        currency:
          type: string
          example: NGN
        customer_id:
          type: string
        status:
          type: string
        amount:
          type: number
        expiry_datetime:
          type: string
          format: date-time
        created_datetime:
          type: string
          format: date-time
  parameters:
    IdempotencyKey:
      in: header
      name: X-Idempotency-Key
      required: false
      description: UUID-style key used to safely retry POST requests.
      schema:
        type: string
        format: uuid
  securitySchemes:
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://idp.flutterwave.com/realms/flutterwave/protocol/openid-connect/token
          scopes: {}