# SVB Reference API

**Canonical:** https://apis.io/apis/first-citizens-bancshares/svb-reference-api/  
**Provider:** First Citizens BancShares — https://apis.io/providers/first-citizens-bancshares/  
**Base URL:** https://api.svb.com  
**Documentation:** https://developer.svb.com/apis/commercial-banking-apis/reference-api/1.0/reference-overview

SVB Reference API is one of 10 APIs that [First Citizens BancShares](https://apis.io/providers/first-citizens-bancshares/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Reference Data, Reachability, Payments, Commercial Banking, and United States. The published artifact set on APIs.io includes API documentation and an API reference.

The Reference API provides look-up and reachability data supporting the payment products. It exposes /v1/reference/reachability/instant-payments/{creditor_agent_id} so partners can verify whether a receiving financial institution can accept instant payments before origination. It is part of the SVB commercial banking API family under First Citizens BancShares and secured with OAuth2 and JWS.

## Machine-readable artifacts (2)

- **Documentation** — https://developer.svb.com/apis/commercial-banking-apis/reference-api/1.0/reference-overview
- **APIReference** — https://developer.svb.com/apis/commercial-banking-apis/reference-api/1.0/reference-api?path=/v1/reference/reachability/instant-payments/%7Bcreditor_agent_id%7D

## Other First Citizens BancShares APIs (9)

- [SVB Authorization API](https://apis.io/apis/first-citizens-bancshares/svb-authorization-api/)
- [SVB Account Balance API](https://apis.io/apis/first-citizens-bancshares/svb-account-balance-api/)
- [SVB Account Transfer API](https://apis.io/apis/first-citizens-bancshares/svb-account-transfer-api/)
- [SVB ACH Transfers API](https://apis.io/apis/first-citizens-bancshares/svb-ach-transfers-api/)
- [SVB Instant Payments API](https://apis.io/apis/first-citizens-bancshares/svb-instant-payments-api/)
- [SVB Wires API](https://apis.io/apis/first-citizens-bancshares/svb-wires-api/)
- [SVB Stop Payment API](https://apis.io/apis/first-citizens-bancshares/svb-stop-payment-api/)
- [SVB Virtual Cards API](https://apis.io/apis/first-citizens-bancshares/svb-virtual-cards-api/)
- [SVB Webhook API](https://apis.io/apis/first-citizens-bancshares/svb-webhook-api/)

## Tags

Reference Data, Reachability, Payments, Commercial Banking, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/first-citizens-bancshares/svb-reference-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/first-citizens-bancshares/.