# Finicity Payments (Account Validation) API

**Canonical:** https://apis.io/apis/finicity/finicity-payments-account-validation-api/  
**Provider:** Finicity — https://apis.io/providers/finicity/  
**Base URL:** https://api.finicity.com  
**Documentation:** https://developer.mastercard.com/open-banking-us/documentation/

Finicity Payments (Account Validation) API is one of 7 APIs that [Finicity](https://apis.io/providers/finicity/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Payments, Account Validation, and ACH. The published artifact set on APIs.io includes API documentation and an API reference.

Validates account ownership and status for ACH and account-funding flows, returning account, routing and owner verification signals to reduce returned payments and fraud.

## Machine-readable artifacts (2)

- **Documentation** — https://developer.mastercard.com/open-banking-us/documentation/
- **APIReference** — https://developer.mastercard.com/open-banking-us/documentation/api-reference/

## Other Finicity APIs (6)

- [Finicity Aggregation (Accounts & Transactions) API](https://apis.io/apis/finicity/finicity-aggregation-api/)
- [Finicity Connect](https://apis.io/apis/finicity/finicity-connect/)
- [Finicity Verification of Assets (VoA) API](https://apis.io/apis/finicity/finicity-verification-of-assets-api/)
- [Finicity Verification of Income & Employment (VoIE) API](https://apis.io/apis/finicity/finicity-verification-of-income-employment-api/)
- [Finicity Transaction Analysis (Cash Flow) API](https://apis.io/apis/finicity/finicity-transaction-analysis-api/)
- [Finicity Open Banking Data Access (FDX)](https://apis.io/apis/finicity/finicity-open-banking-data-access/)

## Tags

Payments, Account Validation, ACH

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/finicity/finicity-payments-account-validation-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/finicity/.