Encompass Developer Connect Loans API

openapi: 3.2.0
info:
  title: Encompass Developer Connect Authentication Loans API
  description: Encompass Developer Connect is a REST API platform from ICE Mortgage Technology that allows developers to programmatically configure, customize, and administer loan information and resources for Encompass clients. The platform exposes APIs across loan manufacturing, loan pipeline management, product and pricing, compliance, documents and eFolder, loan data extracts, and loan folders. Authentication is handled with OAuth 2.0, and supports User Impersonation, API User (ISV Partner), Federated SAML SSO, and Multi-Factor Authentication.
  version: 1.0.0
  contact:
    name: ICE Mortgage Technology Developer Connect
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  license:
    name: Proprietary
    url: https://www.icemortgagetechnology.com/legal/terms
servers:
- url: https://api.elliemae.com/encompass/v3
  description: Encompass Developer Connect production base URL
tags:
- name: Loans
  description: Operations for retrieving, creating, updating, and deleting Encompass loan files and the rich loan field data model used across the mortgage origination lifecycle.
paths:
  /loans:
    post:
      operationId: createLoan
      summary: Encompass Developer Connect Create a new loan
      description: Creates a new loan file in Encompass with the supplied loan field data. The newly created loan is assigned a system loan identifier which is returned to the caller for subsequent operations.
      tags:
      - Loans
      security:
      - oauth2: []
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/Loan'
      responses:
        '201':
          description: Loan created successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Loan'
        '400':
          description: Invalid loan payload
        '401':
          description: Unauthorized
  /loans/{loanId}:
    get:
      operationId: getLoan
      summary: Encompass Developer Connect Retrieve a loan
      description: Returns the full loan field data model for the specified loan identifier, including borrower, property, loan terms, and transactional details from Encompass.
      tags:
      - Loans
      security:
      - oauth2: []
      parameters:
      - name: loanId
        in: path
        required: true
        schema:
          type: string
      - name: entities
        in: query
        schema:
          type: string
      responses:
        '200':
          description: Loan retrieved successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Loan'
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '404':
          description: Loan not found
    patch:
      operationId: updateLoan
      summary: Encompass Developer Connect Update a loan
      description: Applies a partial update to the specified loan, merging the supplied loan field data with the existing record. Encompass validates business rules and rejects updates that violate configured loan workflow constraints.
      tags:
      - Loans
      security:
      - oauth2: []
      parameters:
      - name: loanId
        in: path
        required: true
        schema:
          type: string
      - name: appendData
        in: query
        schema:
          type: boolean
          default: false
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/Loan'
      responses:
        '200':
          description: Loan updated successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Loan'
        '400':
          description: Invalid loan payload
        '401':
          description: Unauthorized
        '404':
          description: Loan not found
    delete:
      operationId: deleteLoan
      summary: Encompass Developer Connect Delete a loan
      description: Deletes the specified loan from Encompass. Loan deletion is subject to user permissions and configured retention policies within the Encompass tenant.
      tags:
      - Loans
      security:
      - oauth2: []
      parameters:
      - name: loanId
        in: path
        required: true
        schema:
          type: string
      responses:
        '204':
          description: Loan deleted successfully
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '404':
          description: Loan not found
components:
  schemas:
    Loan:
      type: object
      properties:
        guid:
          type: string
        loanNumber:
          type: string
        applications:
          type: array
          items:
            type: object
        property:
          type: object
        contacts:
          type: array
          items:
            type: object
        currentMilestone:
          type: object
        loanProgram:
          type: string
        loanAmount:
          type: number
          format: double
        loanType:
          type: string
        purposeOfLoan:
          type: string
  securitySchemes:
    oauth2:
      type: oauth2
      flows:
        password:
          tokenUrl: https://api.elliemae.com/oauth2/v1/token
          scopes:
            lp: Loan pipeline access
            lor: Loan origination access
        clientCredentials:
          tokenUrl: https://api.elliemae.com/oauth2/v1/token
          scopes:
            lp: Loan pipeline access
            lor: Loan origination access
externalDocs:
  description: Encompass Developer Connect documentation
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome