# Dwolla KBA API

**Canonical:** https://apis.io/apis/dwolla/dwolla-kba-api/  
**Provider:** Dwolla — https://apis.io/providers/dwolla/  
**Base URL:** https://api.dwolla.com  
**Documentation:** https://developers.dwolla.com/api-reference

Dwolla KBA API is one of 19 APIs that [Dwolla](https://apis.io/providers/dwolla/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Payments, KYC, Identity Verification, Compliance, and United States. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

Knowledge-Based Authentication (KBA) for Personal Verified Customers whose identity could not be automatically verified. Initiate a KBA session, retrieve the dynamically generated question set, and submit answers to complete step-up identity verification without requiring a document upload.

## Machine-readable artifacts (3)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/dwolla/refs/heads/main/openapi/dwolla-kba-openapi.yml
- **Documentation** — https://developers.dwolla.com/docs
- **APIReference** — https://developers.dwolla.com/api-reference

## Other Dwolla APIs (12)

- [Dwolla Accounts API](https://apis.io/apis/dwolla/dwolla-accounts-api/)
- [Dwolla Customers API](https://apis.io/apis/dwolla/dwolla-customers-api/)
- [Dwolla Beneficial Owners API](https://apis.io/apis/dwolla/dwolla-beneficial-owners-api/)
- [Dwolla Documents API](https://apis.io/apis/dwolla/dwolla-documents-api/)
- [Dwolla Funding Sources API](https://apis.io/apis/dwolla/dwolla-funding-sources-api/)
- [Dwolla Transfers API](https://apis.io/apis/dwolla/dwolla-transfers-api/)
- [Dwolla Mass Payments API](https://apis.io/apis/dwolla/dwolla-mass-payments-api/)
- [Dwolla Labels API](https://apis.io/apis/dwolla/dwolla-labels-api/)
- [Dwolla Exchanges API](https://apis.io/apis/dwolla/dwolla-exchanges-api/)
- [Dwolla Exchange Sessions API](https://apis.io/apis/dwolla/dwolla-exchange-sessions-api/)
- [Dwolla Events API](https://apis.io/apis/dwolla/dwolla-events-api/)
- [Dwolla Webhook Subscriptions API](https://apis.io/apis/dwolla/dwolla-webhook-subscriptions-api/)

## Tags

Payments, KYC, Identity Verification, Compliance, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/dwolla/dwolla-kba-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/dwolla/.