# Curlec Virtual Accounts API

**Canonical:** https://apis.io/apis/curlec/curlec-virtual-accounts-api/  
**Provider:** Curlec — https://apis.io/providers/curlec/  
**Base URL:** https://api.razorpay.com/v1  
**Documentation:** https://curlec.com/docs/api/

Curlec Virtual Accounts API is one of 30 APIs that [Curlec](https://apis.io/providers/curlec/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Virtual Accounts. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and authentication docs.

Virtual bank accounts and UPI VPAs that accept NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each incoming payment creates a BankTransfer entity. Supports Third Party Validation (TPV) to restrict payers, and VPA receivers (Smart Collect 2.0). Auto-closes after 90 days of inactivity.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/curlec/refs/heads/main/openapi/curlec-virtual-accounts-api-openapi.yml
- **Documentation** — https://curlec.com/docs/api/
- **Authentication** — https://raw.githubusercontent.com/api-evangelist/curlec/refs/heads/main/authentication/curlec-authentication.yml
- **OAuthScopes** — https://raw.githubusercontent.com/api-evangelist/curlec/refs/heads/main/scopes/curlec-scopes.yml

## Other Curlec APIs (12)

- [Curlec Bills API](https://apis.io/apis/curlec/curlec-bills-api/)
- [Curlec Customers API](https://apis.io/apis/curlec/curlec-customers-api/)
- [Curlec Disputes API](https://apis.io/apis/curlec/curlec-disputes-api/)
- [Curlec Documents API](https://apis.io/apis/curlec/curlec-documents-api/)
- [Curlec Instant Settlements API](https://apis.io/apis/curlec/curlec-instant-settlements-api/)
- [Curlec Invoices API](https://apis.io/apis/curlec/curlec-invoices-api/)
- [Curlec Items API](https://apis.io/apis/curlec/curlec-items-api/)
- [Curlec Linked Accounts API](https://apis.io/apis/curlec/curlec-linked-accounts-api/)
- [Curlec Orders API](https://apis.io/apis/curlec/curlec-orders-api/)
- [Curlec Partner Accounts API](https://apis.io/apis/curlec/curlec-partner-accounts-api/)
- [Curlec Partner Documents API](https://apis.io/apis/curlec/curlec-partner-documents-api/)
- [Curlec Partner Stakeholders API](https://apis.io/apis/curlec/curlec-partner-stakeholders-api/)

## Tags

Virtual Accounts

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/curlec/curlec-virtual-accounts-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/curlec/.