# Coutts Payment Initiation API

**Canonical:** https://apis.io/apis/coutts/coutts-payment-initiation-api/  
**Provider:** Coutts — https://apis.io/providers/coutts/  
**Base URL:** https://api.coutts.com/open-banking/v3.1/pisp  
**Documentation:** https://www.bankofapis.com/products/coutts-open-banking

Coutts Payment Initiation API is one of 4 APIs that [Coutts](https://apis.io/providers/coutts/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Payment Initiation, PIS, and Payments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

OBIE Read/Write Payment Initiation (PIS) API for Coutts, letting FCA-authorised PISPs initiate domestic, scheduled, standing-order, international and file payments on behalf of the account holder. Conforms to the OBIE Read/Write Standard and is secured with FAPI OAuth2/OIDC, mTLS and PSD2 strong customer authentication.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/coutts/refs/heads/main/openapi/coutts-payment-initiation-openapi.yaml
- **Documentation** — https://www.bankofapis.com/products/coutts-open-banking
- **APIReference** — https://www.bankofapis.com/documentation
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/coutts/refs/heads/main/overlays/coutts-payment-initiation-overlay.yaml

## Other Coutts APIs (3)

- [Coutts Account and Transaction Information API](https://apis.io/apis/coutts/coutts-account-transaction-api/)
- [Coutts Confirmation of Funds API](https://apis.io/apis/coutts/coutts-confirmation-of-funds-api/)
- [Coutts Open Data API](https://apis.io/apis/coutts/coutts-open-data-api/)

## Tags

Payment Initiation, PIS, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/coutts/coutts-payment-initiation-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/coutts/.