# Coutts Confirmation of Funds API

**Canonical:** https://apis.io/apis/coutts/coutts-confirmation-of-funds-api/  
**Provider:** Coutts — https://apis.io/providers/coutts/  
**Base URL:** https://api.coutts.com/open-banking/v3.1/cbpii  
**Documentation:** https://www.bankofapis.com/products/coutts-open-banking

Coutts Confirmation of Funds API is one of 4 APIs that [Coutts](https://apis.io/providers/coutts/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Confirmation of Funds, CBPII, and Open Banking. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

OBIE Read/Write Confirmation of Funds (CBPII) API for Coutts, letting authorised Card Based Payment Instrument Issuers check whether sufficient funds are available on an account before a transaction. Conforms to the OBIE Read/Write Standard and is secured with FAPI OAuth2/OIDC, mTLS and PSD2 strong customer authentication.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/coutts/refs/heads/main/openapi/coutts-confirmation-funds-openapi.yaml
- **Documentation** — https://www.bankofapis.com/products/coutts-open-banking
- **APIReference** — https://www.bankofapis.com/documentation
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/coutts/refs/heads/main/overlays/coutts-confirmation-funds-overlay.yaml

## Other Coutts APIs (3)

- [Coutts Account and Transaction Information API](https://apis.io/apis/coutts/coutts-account-transaction-api/)
- [Coutts Payment Initiation API](https://apis.io/apis/coutts/coutts-payment-initiation-api/)
- [Coutts Open Data API](https://apis.io/apis/coutts/coutts-open-data-api/)

## Tags

Confirmation of Funds, CBPII, Open Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/coutts/coutts-confirmation-of-funds-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/coutts/.